Home state: Ohio
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    L C E mortgage rates

    L C E's lowest publicly advertised 30-year fixed rate today is 5.9% APR — the national average is 7.147%. That's about $118,177 saved vs. national on a $400,000, 30-year loan; principal and interest only, no taxes or insurance, with each rate held for the full term. We read L C E's rates every weekday, starting around 11 a.m. Central.

    We last read L C E's rates page on Nov 2, 2026. L C E dates its published rate sheet Mar 18, 2026.

    Today's rates from L C E

    ProductRateAPRPointsWe readSource
    30 Year Fixed—Lender publishes APR only5.9%—Nov 2, 2026
    Lender's sheet dated Mar 18, 2026
    Visit
    20 Year Fixed—Lender publishes APR only5.7%—Nov 2, 2026
    Lender's sheet dated Mar 18, 2026
    Visit
    15 Year Fixed—Lender publishes APR only5.4%—Nov 2, 2026
    Lender's sheet dated Mar 18, 2026
    Visit
    10 Year Fixed—Lender publishes APR only5.25%—Nov 2, 2026
    Lender's sheet dated Mar 18, 2026
    Visit

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join L C E

    Membership is open to anyone who lives, works, worships, or attends school in Lake, Geauga, or Ashtabula County, Ohio. Immediate family members of current credit union members are also eligible to join.

    County
    Lake County, OH, Geauga County, OH, Ashtabula County, OH

    Where L C E writes mortgages

    L C E publishes mortgage lending in 1 state.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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