Home state: Michigan

    ORSA mortgage rates

    ORSA's lowest publicly advertised 30-year fixed rate today is 7.07% APR — the national average is 7.038%. We track ORSA daily and refresh rates every morning.

    We last read ORSA's rates page on Sep 21, 2026. ORSA dates its published rate sheet Sep 21, 2026.

    Today's rates from ORSA

    ProductRateAPRPointsWe readSource
    30 Year Fixed6.875%7.07%0.875Sep 21, 2026Visit
    15 Year Fixed6.375%6.648%0.625Sep 21, 2026Visit
    5 Year ARM5.5%6.699%2Sep 21, 2026Visit
    7 Year ARM5.75%6.65%2Sep 21, 2026Visit

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join ORSA

    Membership is open to anyone who lives, works, worships, or attends school anywhere in the state of Michigan or in several specific Ohio counties, including Fulton, Henry, Lucas, Ottawa, Sandusky, and Wood. Immediate family members of current members and Michigan-based businesses are also eligible to join.

    County
    Fulton County, OH, Henry County, OH, Lucas County, OH, Ottawa County, OH, Sandusky County, OH, Wood County, OH

    Where ORSA writes mortgages

    Lending states not published; shown as serving its chartered area. Confirm directly with ORSA.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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