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    Credit union mortgage rates
    Home state: Michigan
    Open membership
    Lends in 6 states

    LAKE MICHIGAN mortgage rates

    LAKE MICHIGAN's lowest publicly advertised 30-year fixed rate today is 7.007% APR — the national average is 7.147%. That's about $13,581 saved vs. national on a $400,000, 30-year loan; principal and interest only, no taxes or insurance, with each rate held for the full term. We read LAKE MICHIGAN's rates every weekday, starting around 11 a.m. Central.

    We last read LAKE MICHIGAN's rates page on Nov 2, 2026.

    Today's rates from LAKE MICHIGAN

    ProductRateAPRPointsWe readSource
    30 Year Fixed6.875%7.007%0.52Nov 2, 2026Visit
    15 Year Fixed6.375%6.578%0.463Nov 2, 2026Visit
    5 Year ARM6.365%6.986%0.15Nov 2, 2026Visit
    7 Year ARM6.365%6.93%0.65Nov 2, 2026Visit
    FHA 30 Year Fixed6.625%7.24%0.043Nov 2, 2026Visit
    VA 30 Year Fixed6.5%6.733%0.402Nov 2, 2026Visit
    30 Year Fixed Jumbo7.125%7.226%0.9Nov 2, 2026Visit
    15 Year Fixed Jumbo6.625%6.696%0.339Nov 2, 2026Visit
    5 Year ARM Jumbo5.99%6.859%1.086Nov 2, 2026Visit
    7 Year ARM Jumbo6.115%6.737%0.689Nov 2, 2026Visit
    15 Year Fixed Jumbo Refinance7%7.061%0.26Nov 2, 2026Visit
    15 Year Fixed Refinance6.5%6.724%0.525Nov 2, 2026Visit
    30 Year Fixed Jumbo Refinance7.25%7.329%0.667Nov 2, 2026Visit
    30 Year Fixed Refinance7%7.132%0.447Nov 2, 2026Visit
    5 Year ARM Jumbo Refinance6.365%6.907%0.025Nov 2, 2026Visit
    5 Year ARM Refinance6.365%7.054%0.775Nov 2, 2026Visit
    7 Year ARM Jumbo Refinance6.24%6.805%0.723Nov 2, 2026Visit
    7 Year ARM Refinance6.49%7.012%0.762Nov 2, 2026Visit
    FHA 30 Year Fixed Refinance6.5%7.169%0.527Nov 2, 2026Visit
    VA 30 Year Fixed Refinance6.75%6.911%0.47Nov 2, 2026Visit
    Visit LAKE MICHIGAN's rates page

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join LAKE MICHIGAN

    Lake Michigan Credit Union is open to all U.S. residents through a $5 donation to the ALS Foundation. Membership is also available to anyone living, working, or worshipping in Michigan's lower peninsula or the entire state of Florida, as well as immediate family members of current members.

    Open membership. Anyone in the U.S. can join — no employer, geographic or association requirement.
    County
    Alcona County, MI, Allegan County, MI, Alpena County, MI, Antrim County, MI, Arenac County, MI, Barry County, MI, Bay County, MI, Benzie County, MI, Berrien County, MI, Branch County, MI, Calhoun County, MI, Cass County, MI…

    Where LAKE MICHIGAN writes mortgages

    LAKE MICHIGAN publishes mortgage lending in 6 states.

    FloridaIllinoisIndianaMichiganOhioWisconsin

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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