Home state: Michigan
    Open membership
    Lends in 6 states

    LAKE MICHIGAN mortgage rates

    LAKE MICHIGAN's lowest publicly advertised 30-year fixed rate today is 6.74% — the national average is 6.88%. That's about $13,434 saved over the life of a $400,000, 30-year loan. We track LAKE MICHIGAN daily and refresh rates every morning.

    Today's rates from LAKE MICHIGAN

    ProductRateAPRPointsAs ofSource
    30 Year Fixed6.74%Sep 11, 2026Visit

    Rate history

    Lowest daily rate LAKE MICHIGAN advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join LAKE MICHIGAN

    Lake Michigan Credit Union is open to all U.S. residents through a $5 donation to the ALS Foundation. Membership is also available to anyone living, working, or worshipping in Michigan's lower peninsula or the entire state of Florida, as well as immediate family members of current members.

    Open membership. Anyone in the U.S. can join — no employer, geographic or association requirement.

    Where LAKE MICHIGAN writes mortgages

    LAKE MICHIGAN publishes mortgage lending in 6 states.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

    Not sure if LAKE MICHIGAN is your best fit?

    Compare every credit union you can actually join

    Enter your ZIP to see every credit union — including LAKE MICHIGAN if you qualify — ranked by today's rate.

    Get notified when LAKE MICHIGAN's 30 Year Fixed rate changes
    Optional. No weekly digests, no spam — one email only when rates actually move. Manage or unsubscribe anytime.
    Advanced: adjust thresholds
    bps (0.10%)
    Optional. Emails when the rate reaches this level.

    More credit unions in Michigan

    See all Michigan credit union mortgage rates