Home state: Ohio

    DIRECTIONS mortgage rates

    DIRECTIONS's lowest publicly advertised 30-year fixed rate today is 7% — the national average is 6.88%. We track DIRECTIONS daily and refresh rates every morning.

    Today's rates from DIRECTIONS

    ProductRateAPRPointsAs ofSource
    30 Year Fixed7%7.083%Sep 11, 2026Visit
    20 Year Fixed6.625%6.732%Sep 11, 2026Visit
    15 Year Fixed6.375%6.507%Sep 11, 2026Visit
    10 Year Fixed6.375%6.562%Sep 11, 2026Visit

    Rate history

    Lowest daily rate DIRECTIONS advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join DIRECTIONS

    Directions Credit Union is open to anyone who lives, works, worships, or attends school in 17 Ohio counties and 2 Michigan counties (Monroe and Lenawee). Immediate family and household members of current members are also eligible to join.

    County
    Ashland County, OH, Crawford County, OH, Erie County, OH, Fulton County, OH, Huron County, OH, Knox County, OH, Lorain County, OH, Lucas County, OH, Medina County, OH, Morrow County, OH, Ottawa County, OH, Richland County, OH

    Where DIRECTIONS writes mortgages

    Lending states not published; shown as serving its chartered area. Confirm directly with DIRECTIONS.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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