Home state: Ohio
    Lends in 2 states

    DIRECTIONS mortgage rates

    DIRECTIONS's lowest publicly advertised 30-year fixed rate today is 7.46% APR — the national average is 7.147%. We read DIRECTIONS's rates every weekday, starting around 11 a.m. Central.

    We last read DIRECTIONS's rates page on Nov 2, 2026.

    Today's rates from DIRECTIONS

    ProductRateAPRPointsWe readSource
    30 Year Fixed7.375%7.46%—Nov 2, 2026Visit
    20 Year Fixed7.125%7.234%—Nov 2, 2026Visit
    15 Year Fixed6.875%7.009%—Nov 2, 2026Visit
    10 Year Fixed6.875%7.063%—Nov 2, 2026Visit

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join DIRECTIONS

    Directions Credit Union is open to anyone who lives, works, worships, or attends school in 17 Ohio counties and 2 Michigan counties (Monroe and Lenawee). Immediate family and household members of current members are also eligible to join.

    County
    Ashland County, OH, Crawford County, OH, Erie County, OH, Fulton County, OH, Huron County, OH, Knox County, OH, Lorain County, OH, Lucas County, OH, Medina County, OH, Morrow County, OH, Ottawa County, OH, Richland County, OH…

    Where DIRECTIONS writes mortgages

    DIRECTIONS publishes mortgage lending in 2 states.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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