Home state: Ohio
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    KEMBA FINANCIAL mortgage rates

    KEMBA FINANCIAL's lowest publicly advertised 30-year fixed rate today is 7.008% APR — the national average is 7.147%. That's about $13,484 saved vs. national on a $400,000, 30-year loan; principal and interest only, no taxes or insurance, with each rate held for the full term. We read KEMBA FINANCIAL's rates every weekday, starting around 11 a.m. Central.

    We last read KEMBA FINANCIAL's rates page on Nov 2, 2026.

    Today's rates from KEMBA FINANCIAL

    ProductRateAPRPointsWe readSource
    30 Year Fixed6.875%7.008%0Nov 2, 2026Visit
    20 Year Fixed7.375%7.611%0.125Nov 2, 2026Visit
    15 Year Fixed6.5%6.668%0.25Nov 2, 2026Visit
    3 Year ARM5.875%7.021%0Nov 2, 2026Visit
    5 Year ARM6%6.877%0Nov 2, 2026Visit
    7 Year ARM6%6.729%0Nov 2, 2026Visit
    FHA 30 Year Fixed7.25%7.843%0.5Nov 2, 2026Visit
    VA 30 Year Fixed7.25%7.44%0.625Nov 2, 2026Visit
    10 Year Fixed Refinance7.375%7.638%0Nov 2, 2026Visit

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join KEMBA FINANCIAL

    You can join KEMBA Financial if you live, work, worship, or attend school in one of 14 Central Ohio counties including Franklin, Delaware, and Fairfield. Eligibility is also extended to employees of partner companies and family members of current members.

    County
    Delaware County, OH, Fairfield County, OH, Franklin County, OH, Hocking County, OH, Knox County, OH, Licking County, OH, Logan County, OH, Madison County, OH, Marion County, OH, Morrow County, OH, Perry County, OH, Pickaway County, OH…

    Where KEMBA FINANCIAL writes mortgages

    KEMBA FINANCIAL publishes mortgage lending in 1 state.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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