Home state: Ohio
    Open membership
    Lends in 5 states

    SUN mortgage rates

    SUN's lowest publicly advertised 30-year fixed rate today is 6.875% — the national average is 6.88%. That's about $481 saved over the life of a $400,000, 30-year loan. We track SUN daily and refresh rates every morning.

    Today's rates from SUN

    ProductRateAPRPointsAs ofSource
    30 Year Fixed6.875%6.875%Sep 12, 2026Visit
    20 Year Fixed6.625%6.625%Sep 12, 2026Visit
    15 Year Fixed6.25%6.25%Sep 12, 2026Visit
    10 Year Fixed6.125%6.125%Sep 12, 2026Visit
    3 Year ARM5.875%5.875%Sep 12, 2026Visit
    5 Year ARM6.375%6.375%Sep 12, 2026Visit

    Rate history

    Lowest daily rate SUN advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join SUN

    Sun Federal Credit Union offers nationwide membership to anyone who joins the American Consumer Council at no cost during the application process. Eligibility is also open to those who live, work, worship, or attend school in select areas of Northwest Ohio and Southeast Pennsylvania, as well as employees of over 300 partner organizations.

    Open membership. Anyone in the U.S. can join — no employer, geographic or association requirement.
    County
    Lucas County, OH, Wood County, OH, Philadelphia County, PA, Montgomery County, PA, Delaware County, PA, Berks County, PA

    Where SUN writes mortgages

    SUN publishes mortgage lending in 5 states.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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