Home state: Ohio
    Open membership
    Lends in 5 states

    SUN mortgage rates

    SUN's lowest publicly advertised 30-year fixed rate today is 7.5% APR — the national average is 7.147%. We read SUN's rates every weekday, starting around 11 a.m. Central.

    We last read SUN's rates page on Nov 2, 2026.

    Today's rates from SUN

    ProductRateAPRPointsWe readSource
    30 Year Fixed—Lender publishes APR only7.5%—Nov 2, 2026Visit
    20 Year Fixed—Lender publishes APR only7.25%—Nov 2, 2026Visit
    15 Year Fixed—Lender publishes APR only6.875%—Nov 2, 2026Visit
    3 Year ARM—Lender publishes APR only6.375%—Nov 2, 2026Visit
    5 Year ARM—Lender publishes APR only6.875%—Nov 2, 2026Visit

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join SUN

    Sun Federal Credit Union offers nationwide membership to anyone who joins the American Consumer Council at no cost during the application process. Eligibility is also open to those who live, work, worship, or attend school in select areas of Northwest Ohio and Southeast Pennsylvania, as well as employees of over 300 partner organizations.

    Open membership. Anyone in the U.S. can join — no employer, geographic or association requirement.
    County
    Lucas County, OH, Wood County, OH, Philadelphia County, PA, Montgomery County, PA, Delaware County, PA, Berks County, PA

    Where SUN writes mortgages

    SUN publishes mortgage lending in 5 states.

    Pennsylvania counties where SUN serves members

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

    Not sure if SUN is your best fit?

    Compare every credit union you can actually join

    Enter your ZIP to see every credit union — including SUN if you qualify — ranked by today's rate.

    Get notified when SUN's 30 Year Fixed rate changes
    Optional. No weekly digests, no spam — one email only when rates actually move. Manage or unsubscribe anytime.
    Advanced: adjust thresholds
    bps (0.10%)
    Optional. Emails when the rate reaches this level.

    More credit unions in Ohio

    See all Ohio credit union mortgage rates