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    TOLEDO METRO mortgage rates

    TOLEDO METRO's lowest publicly advertised 30-year fixed rate today is 6.912% APR — the national average is 7.147%. That's about $22,754 saved vs. national on a $400,000, 30-year loan; principal and interest only, no taxes or insurance, with each rate held for the full term. We read TOLEDO METRO's rates every weekday, starting around 11 a.m. Central.

    We last read TOLEDO METRO's rates page on Nov 2, 2026. TOLEDO METRO dates its published rate sheet Nov 2, 2026.

    Today's rates from TOLEDO METRO

    ProductRateAPRPointsWe readSource
    30 Year Fixed6.75%6.912%0.25Nov 2, 2026Visit
    15 Year Fixed6.375%6.612%0.125Nov 2, 2026Visit
    5 Year ARM6%6.608%0.25Nov 2, 2026Visit
    7 Year ARM6.125%6.502%0.25Nov 2, 2026Visit
    15 Year Fixed Refinance6.375%6.612%0.125Nov 2, 2026Visit
    30 Year Fixed Refinance6.75%6.925%0.375Nov 2, 2026Visit

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join TOLEDO METRO

    Membership is open to anyone who lives, works, worships, or attends school in Lucas County, Ohio. Immediate family members, household residents, and employees of the credit union are also eligible to join.

    Employer
    Toledo Metro Federal Credit Union
    County
    Lucas County, OH

    Where TOLEDO METRO writes mortgages

    TOLEDO METRO publishes mortgage lending in 1 state.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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