Home state: Ohio
    Lends in 1 state

    BMI mortgage rates

    BMI's lowest publicly advertised 30-year fixed rate today is 7.394% APR — the national average is 7.147%. We read BMI's rates every weekday, starting around 11 a.m. Central.

    We last read BMI's rates page on Nov 2, 2026.

    Today's rates from BMI

    ProductRateAPRPointsWe readSource
    30 Year Fixed7.25%7.394%—Nov 2, 2026Visit
    20 Year Fixed7.25%7.436%—Nov 2, 2026Visit
    15 Year Fixed6.625%6.852%—Nov 2, 2026Visit
    3 Year ARM5.75%6.748%—Nov 2, 2026Visit
    5 Year ARM5.875%6.647%—Nov 2, 2026Visit
    7 Year ARM6%6.847%—Nov 2, 2026Visit
    10 Year ARM6.125%6.717%—Nov 2, 2026Visit

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join BMI

    BMI Federal Credit Union is available to anyone who lives, works, worships, or attends school in eight central Ohio counties, including Franklin, Delaware, and Fairfield. Family members of current members are also eligible to join.

    County
    Franklin County, OH, Delaware County, OH, Fairfield County, OH, Licking County, OH, Madison County, OH, Pickaway County, OH, Union County, OH, Morrow County, OH

    Where BMI writes mortgages

    BMI publishes mortgage lending in 1 state.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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