Today's rates from BMI
| Product | Rate | APR | Points | As of | Source | |
|---|---|---|---|---|---|---|
| 30 Year Fixed | 6.75% | 6.889% | — | Sep 11, 2026 | Visit | |
| 20 Year Fixed | 6.75% | 6.933% | — | Sep 11, 2026 | Visit | |
| 15 Year Fixed | 6.125% | 6.349% | — | Sep 11, 2026 | Visit | |
| 3 Year ARM | 5.25% | 6.723% | — | Sep 11, 2026 | Visit | |
| 5 Year ARM | 5.375% | 6.523% | — | Sep 11, 2026 | Visit | |
| 7 Year ARM | 5.75% | 6.516% | — | Sep 11, 2026 | Visit | |
| 10 Year ARM | 5.875% | 6.411% | — | Sep 11, 2026 | Visit |
Rate history
Lowest daily rate BMI advertised for each product, past 90 days.
Collecting data — the trend chart appears after a few days of tracking.
Who can join BMI
BMI Federal Credit Union is available to anyone who lives, works, worships, or attends school in eight central Ohio counties, including Franklin, Delaware, and Fairfield. Family members of current members are also eligible to join.
County
Franklin County, OH, Delaware County, OH, Fairfield County, OH, Licking County, OH, Madison County, OH, Pickaway County, OH, Union County, OH, Morrow County, OH
Where BMI writes mortgages
Lending states not published; shown as serving its chartered area. Confirm directly with BMI.
Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.
Not sure if BMI is your best fit?
Compare every credit union you can actually join
Enter your ZIP to see every credit union — including BMI if you qualify — ranked by today's rate.