Home state: Ohio

    TELHIO mortgage rates

    TELHIO's lowest publicly advertised 30-year fixed rate today is 6.75% — the national average is 6.88%. That's about $12,477 saved over the life of a $400,000, 30-year loan. We track TELHIO daily and refresh rates every morning.

    Today's rates from TELHIO

    ProductRateAPRPointsAs ofSource
    30 Year Fixed6.75%6.849%0.074Sep 11, 2026Visit
    5 Year ARM5.875%6.226%0.376Sep 11, 2026Visit
    5 Year ARM Jumbo6.25%6.28%0.315Sep 11, 2026Visit

    Rate history

    Lowest daily rate TELHIO advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join TELHIO

    Individuals who live, work, worship, or attend school in Central or Southwest Ohio are eligible to join Telhio. Membership is also available to employees of Select Employer Groups and their immediate family members.

    Employer
    Columbus Telephone Company
    County
    Franklin, OH, Fairfield, OH, Delaware, OH, Licking, OH, Madison, OH, Pickaway, OH, Union, OH, Hamilton, OH, Warren, OH, Butler, OH, Preble, OH, Champaign, OH

    Where TELHIO writes mortgages

    Lending states not published; shown as serving its chartered area. Confirm directly with TELHIO.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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