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    Credit union mortgage rates
    Home state: Maryland

    APL mortgage rates

    APL's lowest publicly advertised 30-year fixed rate today is 6.625% — the national average is 6.88%. That's about $24,411 saved over the life of a $400,000, 30-year loan. We track APL daily and refresh rates every morning.

    Today's rates from APL

    ProductRateAPRPointsAs ofSource
    30 Year Fixed6.625%6.788%0Sep 11, 2026Visit
    20 Year Fixed6.5%6.713%0Sep 11, 2026Visit
    15 Year Fixed6.25%6.515%0Sep 11, 2026Visit
    5 Year ARM5.5%6.71%0Sep 11, 2026Visit
    30 Year Fixed Jumbo6.875%6.974%0Sep 11, 2026Visit
    Visit APL's rates page

    Rate history

    Lowest daily rate APL advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join APL

    APL Federal Credit Union is open to anyone who lives, works, attends school, or regularly conducts business in Howard County, Maryland. Immediate family members of current members are also eligible to join.

    County
    Howard County, MD

    Where APL writes mortgages

    Lending states not published; shown as serving its chartered area. Confirm directly with APL.

    Maryland

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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