Home state: Maryland
    Lends in 1 state

    FERKO MD mortgage rates

    FERKO MD's lowest publicly advertised 30-year fixed rate today is 7.122% APR — the national average is 7.147%. That's about $2,431 saved vs. national on a $400,000, 30-year loan; principal and interest only, no taxes or insurance, with each rate held for the full term. We read FERKO MD's rates every weekday, starting around 11 a.m. Central.

    We last read FERKO MD's rates page on Nov 2, 2026.

    Today's rates from FERKO MD

    ProductRateAPRPointsWe readSource
    30 Year Fixed6.875%7.122%—Nov 2, 2026Visit
    20 Year Fixed6.5%6.811%—Nov 2, 2026Visit
    15 Year Fixed6.25%6.635%—Nov 2, 2026Visit

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join FERKO MD

    Membership is open to employees of Frederick County Public Schools and Frederick Community College, as well as their spouses and family members.

    Employer
    Frederick County Public Schools, Frederick Community College

    Where FERKO MD writes mortgages

    FERKO MD publishes mortgage lending in 1 state.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

    Not sure if FERKO MD is your best fit?

    Compare every credit union you can actually join

    Enter your ZIP to see every credit union — including FERKO MD if you qualify — ranked by today's rate.

    Get notified when FERKO MD's 30 Year Fixed rate changes
    Optional. No weekly digests, no spam — one email only when rates actually move. Manage or unsubscribe anytime.
    Advanced: adjust thresholds
    bps (0.10%)
    Optional. Emails when the rate reaches this level.

    More credit unions in Maryland

    See all Maryland credit union mortgage rates