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    Credit union mortgage rates
    Home state: Virginia
    Open membership
    Lends in 10 states

    COMMONWEALTH ONE mortgage rates

    COMMONWEALTH ONE's lowest publicly advertised 30-year fixed rate today is 6.375% — the national average is 6.88%. That's about $48,086 saved over the life of a $400,000, 30-year loan. We track COMMONWEALTH ONE daily and refresh rates every morning.

    Rates as of Sep 11, 2026

    Today's rates from COMMONWEALTH ONE

    ProductRateAPRPointsAs ofSource
    30 Year Fixed6.375%6.472%—Sep 11, 2026Visit
    20 Year Fixed6.25%6.377%—Sep 11, 2026Visit
    15 Year Fixed6.125%6.283%—Sep 11, 2026Visit
    3 Year ARM5.875%6.529%—Sep 11, 2026Visit
    5 Year ARM6%6.992%—Sep 11, 2026Visit
    7 Year ARM6.25%6.527%—Sep 11, 2026Visit
    10 Year ARM6.375%6.556%—Sep 11, 2026Visit
    FHA 30 Year Fixed6.625%7.422%—Sep 11, 2026Visit
    VA 30 Year Fixed6.625%6.954%—Sep 11, 2026Visit
    USDA 30 Year Fixed6.625%7.335%—Sep 11, 2026Visit
    5 Year ARM Jumbo6.125%6.968%—Sep 11, 2026Visit
    Visit COMMONWEALTH ONE's rates page

    Rate history

    Lowest daily rate COMMONWEALTH ONE advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join COMMONWEALTH ONE

    Membership eligibility for COMMONWEALTH ONE includes individuals who live, work, worship, go to school, or volunteer in specific areas: the City of Alexandria, VA (specific areas), Washington, D.C., City of Harrisonburg, VA, Warren County, VA, and Clarke County, VA. Membership is also open to employees of over 200 Sponsor Groups. Family members of current members, including spouses, children, siblings, parents, grandparents, and grandchildren, as well as individuals living in the same household and maintaining a single economic unit, are also eligible.

    Open membership. Anyone in the U.S. can join — no employer, geographic or association requirement.
    County
    Warren County, VA, Clarke County, VA
    City
    Alexandria, VA, Harrisonburg, VA, Washington, DC

    Where COMMONWEALTH ONE writes mortgages

    COMMONWEALTH ONE publishes mortgage lending in 10 states.

    District of ColumbiaFloridaMassachusettsMarylandNorth CarolinaNew JerseyNew YorkPennsylvaniaVirginiaWest Virginia

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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