CU RateFinder
    Credit union mortgage rates
    Home state: Rhode Island
    Open membership
    Lends in 8 states

    THE PEOPLES mortgage rates

    THE PEOPLES's lowest publicly advertised 30-year fixed rate today is 7.226% APR — the national average is 7.147%. We read THE PEOPLES's rates every weekday, starting around 11 a.m. Central.

    We last read THE PEOPLES's rates page on Nov 2, 2026.

    Today's rates from THE PEOPLES

    ProductRateAPRPointsWe readSource
    30 Year Fixed7.125%7.226%0Nov 2, 2026Visit
    20 Year Fixed7%7.129%0Nov 2, 2026Visit
    15 Year Fixed6.5%6.651%0Nov 2, 2026Visit
    5 Year ARM6.5%6.838%0Nov 2, 2026Visit
    7 Year ARM6.625%6.898%0Nov 2, 2026Visit
    10 Year ARM6.875%7.013%0Nov 2, 2026Visit
    Visit THE PEOPLES's rates page

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join THE PEOPLES

    People's Credit Union serves the local community with branches in Bristol, Middletown, Newport, North Kingstown, Portsmouth, and Wakefield, Rhode Island.

    Open membership. Anyone in the U.S. can join — no employer, geographic or association requirement.

    Where THE PEOPLES writes mortgages

    THE PEOPLES publishes mortgage lending in 8 states.

    ConnecticutDelawareMassachusettsMarylandNew HampshireNew JerseyNew YorkRhode Island

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

    Not sure if THE PEOPLES is your best fit?

    Compare every credit union you can actually join

    Enter your ZIP to see every credit union — including THE PEOPLES if you qualify — ranked by today's rate.

    Get notified when THE PEOPLES's 30 Year Fixed rate changes
    Optional. No weekly digests, no spam — one email only when rates actually move. Manage or unsubscribe anytime.
    Advanced: adjust thresholds
    bps (0.10%)
    Optional. Emails when the rate reaches this level.

    More credit unions in Rhode Island

    See all Rhode Island credit union mortgage rates