Home state: Maryland

    POINT BREEZE mortgage rates

    POINT BREEZE's lowest publicly advertised 30-year fixed rate today is 6.5% — the national average is 6.88%. That's about $36,281 saved over the life of a $400,000, 30-year loan. We track POINT BREEZE daily and refresh rates every morning.

    Rates as of Sep 11, 2026

    Today's rates from POINT BREEZE

    ProductRateAPRPointsAs ofSource
    30 Year Fixed6.5%6.591%0Sep 11, 2026Visit
    20 Year Fixed6.25%6.369%0Sep 11, 2026Visit
    15 Year Fixed5.875%6.023%0Sep 11, 2026Visit
    10 Year Fixed5.75%5.959%0Sep 11, 2026Visit
    5 Year Fixed4.875%5.161%0Sep 11, 2026Visit
    5 Year ARM5.25%6.28%0Sep 11, 2026Visit
    7 Year ARM5.5%6.225%0Sep 11, 2026Visit

    Rate history

    Lowest daily rate POINT BREEZE advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join POINT BREEZE

    Membership at Point Breeze Credit Union is available to individuals through a family connection to existing members. Once joined, membership is a lifetime benefit even if your local status changes.

    Employer
    Employees/retirees of businesses within 20 miles of a Point Breeze office, Employees, retirees, members, and volunteers of Point Breeze affiliated groups/business partners
    Association / SEG
    Members/volunteers of community/religious organizations within 20 miles of a Point Breeze office
    Family of a member
    spouse, child, sibling, parent, grandparent, grandchild, stepchild, step-parent, step-sibling, adopted child, household member

    Where POINT BREEZE writes mortgages

    Lending states not published; shown as serving its chartered area. Confirm directly with POINT BREEZE.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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