CU RateFinder
    Credit union mortgage rates
    Home state: Maryland
    Open membership
    Lends in 1 state

    MONEY ONE mortgage rates

    MONEY ONE's lowest publicly advertised 30-year fixed rate today is 6.661% APR — the national average is 7.147%. That's about $46,816 saved vs. national on a $400,000, 30-year loan; principal and interest only, no taxes or insurance, with each rate held for the full term. We read MONEY ONE's rates every weekday, starting around 11 a.m. Central.

    We last read MONEY ONE's rates page on Nov 2, 2026.

    Today's rates from MONEY ONE

    ProductRateAPRPointsWe readSource
    30 Year Fixed6.5%6.661%0Nov 2, 2026Visit
    5 Year ARM6.25%7.004%0Nov 2, 2026Visit
    7 Year ARM6.25%6.885%0Nov 2, 2026Visit
    15 Year ARM6.25%6.575%0Nov 2, 2026Visit
    30 Year Fixed Jumbo7.25%7.351%0Nov 2, 2026Visit
    Visit MONEY ONE's rates page

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join MONEY ONE

    Anyone in the US can join Money One Federal Credit Union by making a donation to Gifts for Easter Seals. Membership is also available to those who live in select Maryland ZIP codes, work for one of nearly 100 partner organizations, or have an eligible family member.

    Open membership. Anyone in the U.S. can join — no employer, geographic or association requirement.
    Association / SEG
    Gifts for Easter Seals
    ZIP
    20607, 20608, 20613, 20623, 20705, 20706, 20707, 20708, 20710, 20712, 20715, 20716…

    Where MONEY ONE writes mortgages

    MONEY ONE publishes mortgage lending in 1 state.

    Maryland

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

    Not sure if MONEY ONE is your best fit?

    Compare every credit union you can actually join

    Enter your ZIP to see every credit union — including MONEY ONE if you qualify — ranked by today's rate.

    Get notified when MONEY ONE's 30 Year Fixed rate changes
    Optional. No weekly digests, no spam — one email only when rates actually move. Manage or unsubscribe anytime.
    Advanced: adjust thresholds
    bps (0.10%)
    Optional. Emails when the rate reaches this level.

    More credit unions in Maryland

    See all Maryland credit union mortgage rates