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    Home state: Maryland
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    Lends in 1 state

    MONEY ONE mortgage rates

    MONEY ONE's lowest publicly advertised 30-year fixed rate today is 6.25% — the national average is 6.88%. That's about $59,826 saved over the life of a $400,000, 30-year loan. We track MONEY ONE daily and refresh rates every morning.

    Today's rates from MONEY ONE

    ProductRateAPRPointsAs ofSource
    30 Year Fixed6.25%6.409%0Sep 11, 2026Visit
    5 Year ARM5.875%6.78%0Sep 11, 2026Visit
    7 Year ARM5.875%6.455%0Sep 11, 2026Visit
    15 Year ARM5.875%6.181%0Sep 11, 2026Visit
    30 Year Fixed Jumbo6.875%6.973%0Sep 11, 2026Visit
    Visit MONEY ONE's rates page

    Rate history

    Lowest daily rate MONEY ONE advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join MONEY ONE

    Anyone in the US can join Money One Federal Credit Union by making a donation to Gifts for Easter Seals. Membership is also available to those who live in select Maryland ZIP codes, work for one of nearly 100 partner organizations, or have an eligible family member.

    Open membership. Anyone in the U.S. can join — no employer, geographic or association requirement.
    Association / SEG
    Gifts for Easter Seals

    Where MONEY ONE writes mortgages

    MONEY ONE publishes mortgage lending in 1 state.

    Maryland

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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