Home state: Maryland

    FIRST PEOPLES COMMUNITY mortgage rates

    FIRST PEOPLES COMMUNITY's lowest publicly advertised 30-year fixed rate today is 6.5% — the national average is 6.805%. That's about $29,074 saved over the life of a $400,000, 30-year loan. We track FIRST PEOPLES COMMUNITY daily and refresh rates every morning.

    Rates as of Sep 10, 2026

    Today's rates from FIRST PEOPLES COMMUNITY

    ProductRateAPRPointsAs ofSource
    30 Year Fixed6.5%Sep 10, 2026Visit
    20 Year Fixed6.25%Sep 10, 2026Visit
    15 Year Fixed5.875%Sep 10, 2026Visit
    3 Year ARM4.5%Sep 10, 2026Visit
    5 Year ARM4.75%Sep 10, 2026Visit
    7 Year ARM5%Sep 10, 2026Visit
    10 Year ARM5.5%Sep 10, 2026Visit
    1 Year ARM3.25%Sep 10, 2026Visit

    Rate history

    Lowest daily rate FIRST PEOPLES COMMUNITY advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join FIRST PEOPLES COMMUNITY

    Membership is open to anyone who lives, works, regularly conducts business, worships, or attends school in selected counties across Maryland, Pennsylvania, and West Virginia, as well as their immediate family members.

    County
    Allegany County, MD, Garrett County, MD, Washington County, MD, Somerset County, PA, Bedford County, PA, Fulton County, PA, Mineral County, WV, Hampshire County, WV, Morgan County, WV

    Where FIRST PEOPLES COMMUNITY writes mortgages

    Lending states not published; shown as serving its chartered area. Confirm directly with FIRST PEOPLES COMMUNITY.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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