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    Credit union mortgage rates
    Home state: Maryland
    Lends in 3 states

    FIRST PEOPLES COMMUNITY mortgage rates

    FIRST PEOPLES COMMUNITY's lowest publicly advertised 30-year fixed rate today is 6.375% APR — the national average is 7.147%. That's about $73,921 saved vs. national on a $400,000, 30-year loan; principal and interest only, no taxes or insurance, with each rate held for the full term. We read FIRST PEOPLES COMMUNITY's rates every weekday, starting around 11 a.m. Central.

    We last read FIRST PEOPLES COMMUNITY's rates page on Nov 2, 2026.

    Today's rates from FIRST PEOPLES COMMUNITY

    ProductRateAPRPointsWe readSource
    30 Year Fixed—Lender publishes APR only6.375%—Nov 2, 2026Visit
    20 Year Fixed—Lender publishes APR only6.125%—Nov 2, 2026Visit
    15 Year Fixed—Lender publishes APR only6%—Nov 2, 2026Visit
    3 Year ARM—Lender publishes APR only4.75%—Nov 2, 2026Visit
    5 Year ARM—Lender publishes APR only5%—Nov 2, 2026Visit
    7 Year ARM—Lender publishes APR only5.25%—Nov 2, 2026Visit
    10 Year ARM—Lender publishes APR only5.75%—Nov 2, 2026Visit
    1 Year ARM—Lender publishes APR only3.5%—Nov 2, 2026Visit
    Visit FIRST PEOPLES COMMUNITY's rates page

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join FIRST PEOPLES COMMUNITY

    Membership is open to anyone who lives, works, regularly conducts business, worships, or attends school in selected counties across Maryland, Pennsylvania, and West Virginia, as well as their immediate family members.

    County
    Allegany County, MD, Garrett County, MD, Washington County, MD, Somerset County, PA, Bedford County, PA, Fulton County, PA, Mineral County, WV, Hampshire County, WV, Morgan County, WV

    Where FIRST PEOPLES COMMUNITY writes mortgages

    FIRST PEOPLES COMMUNITY publishes mortgage lending in 3 states.

    MarylandPennsylvaniaWest Virginia

    Pennsylvania counties where FIRST PEOPLES COMMUNITY serves members

    Bedford County, PAFulton County, PASomerset County, PA

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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