Home state: Maryland
    Open membership
    Lends in 19 states

    SIGNAL FINANCIAL mortgage rates

    SIGNAL FINANCIAL's lowest publicly advertised 30-year fixed rate today is 7.37% APR — the national average is 7.147%. We read SIGNAL FINANCIAL's rates every weekday, starting around 11 a.m. Central.

    We last read SIGNAL FINANCIAL's rates page on Nov 2, 2026. SIGNAL FINANCIAL dates its published rate sheet Nov 2, 2026.

    Today's rates from SIGNAL FINANCIAL

    ProductRateAPRPointsWe readSource
    30 Year Fixed7.285%7.37%—Nov 2, 2026Visit
    5 Year ARM6.57%6.651%—Nov 2, 2026Visit
    7 Year ARM6.67%6.751%—Nov 2, 2026Visit

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join SIGNAL FINANCIAL

    Membership is open to individuals who live, work, worship, or attend school in Washington, DC, or Prince George's County, MD (inside the beltway), or who live or work at Leisure World of Maryland. Individuals who work for or are members of an approved Select Employer Group (SEG) are also eligible. Family members of current Signal Financial members may join, and individuals residing in MD, DC, VA, WV, DE, PA, NJ, or NY can qualify by donating $5 to the Signal Financial Charitable Foundation, Inc. Mortgages are available in Delaware, District of Columbia, Florida, Maryland, North Carolina, Pennsylvania, South Carolina, Virginia, and West Virginia.

    Open membership. Anyone in the U.S. can join — no employer, geographic or association requirement.
    Employer
    Select Employer Groups (SEGs), Leisure World of Maryland
    Association / SEG
    Signal Financial Charitable Foundation, Inc.
    Family of a member
    immediate family, household
    County
    Prince George's County, MD (partial)
    City
    Washington, DC

    Where SIGNAL FINANCIAL writes mortgages

    SIGNAL FINANCIAL publishes mortgage lending in 19 states.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

    Not sure if SIGNAL FINANCIAL is your best fit?

    Compare every credit union you can actually join

    Enter your ZIP to see every credit union — including SIGNAL FINANCIAL if you qualify — ranked by today's rate.

    Get notified when SIGNAL FINANCIAL's 30 Year Fixed rate changes
    Optional. No weekly digests, no spam — one email only when rates actually move. Manage or unsubscribe anytime.
    Advanced: adjust thresholds
    bps (0.10%)
    Optional. Emails when the rate reaches this level.

    More credit unions in Maryland

    See all Maryland credit union mortgage rates