Home state: New York
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    Lends in 10 states

    PEOPLE'S ALLIANCE mortgage rates

    PEOPLE'S ALLIANCE's lowest publicly advertised 30-year fixed rate today is 7.298% APR — the national average is 7.147%. We read PEOPLE'S ALLIANCE's rates every weekday, starting around 11 a.m. Central.

    We last read PEOPLE'S ALLIANCE's rates page on Nov 2, 2026.

    Today's rates from PEOPLE'S ALLIANCE

    ProductRateAPRPointsWe readSource
    30 Year Fixed7.125%7.298%0Nov 2, 2026Visit
    20 Year Fixed7.125%7.35%0Nov 2, 2026Visit
    15 Year Fixed6.625%6.896%0Nov 2, 2026Visit
    10 Year Fixed6.625%7.005%0Nov 2, 2026Visit

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join PEOPLE'S ALLIANCE

    Membership is open to anyone nationwide by joining the American Consumer Council or the New York Credit Union Foundation at no cost. You may also join if you are an employee of over 400 partner companies, a family member of an existing member, or if you live, work, worship, or attend school in select areas of New York and Florida.

    Open membership. Anyone in the U.S. can join — no employer, geographic or association requirement.

    Where PEOPLE'S ALLIANCE writes mortgages

    PEOPLE'S ALLIANCE publishes mortgage lending in 10 states.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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