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    Credit union mortgage rates
    Home state: Maryland
    Open membership
    Lends in 7 states

    FIRST FINANCIAL OF MARYLAND mortgage rates

    FIRST FINANCIAL OF MARYLAND's lowest publicly advertised 30-year fixed rate today is 6.463% APR — the national average is 7.147%. That's about $65,617 saved vs. national on a $400,000, 30-year loan; principal and interest only, no taxes or insurance, with each rate held for the full term. We read FIRST FINANCIAL OF MARYLAND's rates every weekday, starting around 11 a.m. Central.

    We last read FIRST FINANCIAL OF MARYLAND's rates page on Nov 2, 2026. FIRST FINANCIAL OF MARYLAND dates its published rate sheet Nov 2, 2026.

    Today's rates from FIRST FINANCIAL OF MARYLAND

    ProductRateAPRPointsWe readSource
    30 Year Fixed6.375%6.463%0Nov 2, 2026Visit
    20 Year Fixed5.875%5.986%0Nov 2, 2026Visit
    15 Year Fixed5.25%5.375%0Nov 2, 2026Visit
    10 Year Fixed4.5%4.67%0Nov 2, 2026Visit
    5 Year ARM5.5%5.575%0Nov 2, 2026Visit
    10 Year ARM6.25%6.337%0Nov 2, 2026Visit
    Visit FIRST FINANCIAL OF MARYLAND's rates page

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join FIRST FINANCIAL OF MARYLAND

    Membership at First Financial of Maryland Federal Credit Union is open to employees (current, temporary, or retired) from their SEGs, students from Baltimore County Public Schools (BCPS), Carroll County Public Schools (CCPS), private schools, or college SEGs, and volunteers from their hospital or school groups. Immediate family members of eligible or current members are also eligible for membership. Immediate family includes spouse, child/step-child, parent/step-parent, sibling/step-sibling, grandchild, grandparent, household member, or those with an adoptive relationship.

    Open membership. Anyone in the U.S. can join — no employer, geographic or association requirement.
    Employer
    Employees of partner groups within Maryland (educators, health care workers, federal employees, and select partner groups), Volunteers at affiliated partner groups, Students at affiliated schools or colleges
    Association / SEG
    Member of the Maryland Consumer Council
    Family of a member
    Immediate family of an employee of a partner group, Immediate family of a student at an affiliated school/college

    Where FIRST FINANCIAL OF MARYLAND writes mortgages

    FIRST FINANCIAL OF MARYLAND publishes mortgage lending in 7 states.

    District of ColumbiaDelawareMarylandNew JerseyPennsylvaniaVirginiaWest Virginia

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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