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    MID-ATLANTIC mortgage rates

    MID-ATLANTIC's lowest publicly advertised 30-year fixed rate today is 6.875% — the national average is 6.88%. That's about $481 saved over the life of a $400,000, 30-year loan. We track MID-ATLANTIC daily and refresh rates every morning.

    Rates as of Feb 20, 2026

    Today's rates from MID-ATLANTIC

    ProductRateAPRPointsAs ofSource
    30 Year Fixed6.875%6.993%1Sep 10, 2026Visit
    3 Year ARM5.75%5.86%1Sep 10, 2026Visit
    5 Year ARM6%6.112%1Sep 10, 2026Visit
    7 Year ARM6.25%6.363%1Sep 10, 2026Visit
    10 Year ARM6.5%6.615%1Sep 10, 2026Visit
    1 Year ARM4.5%4.517%0Sep 10, 2026Visit
    Visit MID-ATLANTIC's rates page

    Rate history

    Lowest daily rate MID-ATLANTIC advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join MID-ATLANTIC

    Mid-Atlantic Federal Credit Union primarily serves those who live, work, worship, or attend school in Montgomery County, Maryland. Employees of participating local businesses and family members of current members are also eligible to join.

    County
    Montgomery County, MD

    Where MID-ATLANTIC writes mortgages

    Lending states not published; shown as serving its chartered area. Confirm directly with MID-ATLANTIC.

    Maryland

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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