Home state: Maryland

    CHESSIE mortgage rates

    CHESSIE's lowest publicly advertised 30-year fixed rate today is 6.75% — the national average is 6.88%. That's about $12,477 saved over the life of a $400,000, 30-year loan. We track CHESSIE daily and refresh rates every morning.

    Rates as of Sep 11, 2026

    Today's rates from CHESSIE

    ProductRateAPRPointsAs ofSource
    30 Year Fixed6.75%6.914%0Sep 11, 2026Visit
    20 Year Fixed6.75%6.965%0Sep 11, 2026Visit
    15 Year Fixed6.5%6.765%0Sep 11, 2026Visit
    FHA 30 Year Fixed6.25%6.948%0Sep 11, 2026Visit
    VA 30 Year Fixed6.5%6.662%0Sep 11, 2026Visit
    30 Year Fixed Jumbo7%7.099%0Sep 11, 2026Visit
    15 Year Fixed Jumbo7.375%7.537%0Sep 11, 2026Visit

    Rate history

    Lowest daily rate CHESSIE advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join CHESSIE

    You can join Chessie Federal Credit Union if you live, work, worship, or attend school in Allegany or Garrett counties in Maryland, the western portion of Washington County, MD, or Mineral or Taylor counties in West Virginia. Membership is also open to employees of many local businesses and their family members.

    Employer
    CSX Transportation, City of Bridgeport, WV, City of Brunswick, MD, City of Frederick, MD, City of Grafton, WV, City of Keyser, WV, Sacred Heart Hospital, FPC Food Service, Eastalco Aluminum Company, J.W. Treuth & Sons, Inc.
    Association / SEG
    Frostburg State University Alumni Assoc., Mineral County Chamber of Commerce, Western Maryland Chapter Archeological Society of MD Inc., Taylor County Chamber of Commerce
    County
    Allegany County, MD, Garrett County, MD, Washington County, MD, Mineral County, WV, Taylor County, WV

    Where CHESSIE writes mortgages

    Lending states not published; shown as serving its chartered area. Confirm directly with CHESSIE.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

    Not sure if CHESSIE is your best fit?

    Compare every credit union you can actually join

    Enter your ZIP to see every credit union — including CHESSIE if you qualify — ranked by today's rate.

    Get notified when CHESSIE's 30 Year Fixed rate changes
    Optional. No weekly digests, no spam — one email only when rates actually move. Manage or unsubscribe anytime.
    Advanced: adjust thresholds
    bps (0.10%)
    Optional. Emails when the rate reaches this level.

    More credit unions in Maryland

    See all Maryland credit union mortgage rates