Home state: Maryland
    Lends in 2 states

    CHESSIE mortgage rates

    CHESSIE's lowest publicly advertised 30-year fixed rate today is 6.5% APR — the national average is 7.147%. That's about $62,116 saved vs. national on a $400,000, 30-year loan; principal and interest only, no taxes or insurance, with each rate held for the full term. We read CHESSIE's rates every weekday, starting around 11 a.m. Central.

    We last read CHESSIE's rates page on Nov 2, 2026. CHESSIE dates its published rate sheet Nov 2, 2026.

    Today's rates from CHESSIE

    ProductRateAPRPointsWe readSource
    30 Year Fixed—Lender publishes APR only6.5%—Nov 2, 2026
    Lender's sheet dated Oct 1, 2026
    Visit
    20 Year Fixed—Lender publishes APR only6.25%—Nov 2, 2026
    Lender's sheet dated Oct 1, 2026
    Visit
    15 Year Fixed6.875%7.143%—Nov 2, 2026Visit
    5 Year ARM—Lender publishes APR only6.5%—Nov 2, 2026
    Lender's sheet dated Oct 1, 2026
    Visit
    7 Year ARM—Lender publishes APR only6.5%—Nov 2, 2026
    Lender's sheet dated Oct 1, 2026
    Visit
    10 Year ARM—Lender publishes APR only6.75%—Nov 2, 2026
    Lender's sheet dated Oct 1, 2026
    Visit
    FHA 30 Year Fixed6.375%7.075%—Nov 2, 2026Visit
    VA 30 Year Fixed6.5%6.661%—Nov 2, 2026Visit
    30 Year Fixed Jumbo7.25%7.351%—Nov 2, 2026Visit
    15 Year Fixed Jumbo7.5%7.662%—Nov 2, 2026Visit

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join CHESSIE

    You can join Chessie Federal Credit Union if you live, work, worship, or attend school in Allegany or Garrett counties in Maryland, the western portion of Washington County, MD, or Mineral or Taylor counties in West Virginia. Membership is also open to employees of many local businesses and their family members.

    Employer
    CSX Transportation, City of Bridgeport, WV, City of Brunswick, MD, City of Frederick, MD, City of Grafton, WV, City of Keyser, WV, Sacred Heart Hospital, FPC Food Service, Eastalco Aluminum Company, J.W. Treuth & Sons, Inc.
    Association / SEG
    Frostburg State University Alumni Assoc., Mineral County Chamber of Commerce, Western Maryland Chapter Archeological Society of MD Inc., Taylor County Chamber of Commerce
    County
    Allegany County, MD, Garrett County, MD, Washington County, MD, Mineral County, WV, Taylor County, WV

    Where CHESSIE writes mortgages

    CHESSIE publishes mortgage lending in 2 states.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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