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    Home state: Maryland
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    EDUCATIONAL SYSTEMS mortgage rates

    EDUCATIONAL SYSTEMS's lowest publicly advertised 30-year fixed rate today is 6.534% APR — the national average is 7.147%. That's about $58,894 saved vs. national on a $400,000, 30-year loan; principal and interest only, no taxes or insurance, with each rate held for the full term. We read EDUCATIONAL SYSTEMS's rates every weekday, starting around 11 a.m. Central.

    We last read EDUCATIONAL SYSTEMS's rates page on Nov 2, 2026.

    Today's rates from EDUCATIONAL SYSTEMS

    ProductRateAPRPointsWe readSource
    30 Year Fixed6.375%6.534%1Nov 2, 2026Visit
    15 Year Fixed5.75%6.008%1Nov 2, 2026Visit
    3 Year ARM5.375%6.547%0Nov 2, 2026Visit
    5 Year ARM5.375%6.435%1Nov 2, 2026Visit
    30 Year Fixed Jumbo6.625%6.691%0.5Nov 2, 2026Visit
    15 Year Fixed Jumbo6%6.107%0.5Nov 2, 2026Visit
    5 Year ARM Jumbo5.75%6.491%0.5Nov 2, 2026Visit
    3 Year ARM Jumbo5.375%6.504%0Nov 2, 2026Visit
    Visit EDUCATIONAL SYSTEMS's rates page

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join EDUCATIONAL SYSTEMS

    EDUCATIONAL SYSTEMS (MD) serves the education community including teachers, administrators, support staff, parents, and students. Membership is open to those in eight school systems and three community colleges throughout Anne Arundel, Calvert, Caroline, Charles, Montgomery, Prince George's, St. Mary's, and Talbot counties. The specific community colleges mentioned are College of Southern Maryland, Frederick Community College, Howard Community College, Montgomery College, and Prince George’s Community College.

    Employer
    College of Southern Maryland, Frederick Community College, Howard Community College, Montgomery College, Prince George’s Community College
    County
    Anne Arundel County, MD, Calvert County, MD, Caroline County, MD, Charles County, MD, Montgomery County, MD, Prince George's County, MD, St. Mary's County, MD, Talbot County, MD

    Where EDUCATIONAL SYSTEMS writes mortgages

    EDUCATIONAL SYSTEMS publishes mortgage lending in 1 state.

    Maryland

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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