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    Home state: Maryland
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    Lends in 3 states

    PEAKE mortgage rates

    PEAKE's lowest publicly advertised 30-year fixed rate today is 7.04% APR — the national average is 7.147%. That's about $10,387 saved vs. national on a $400,000, 30-year loan; principal and interest only, no taxes or insurance, with each rate held for the full term. We read PEAKE's rates every weekday, starting around 11 a.m. Central.

    We last read PEAKE's rates page on Nov 2, 2026. PEAKE dates its published rate sheet Nov 2, 2026.

    Today's rates from PEAKE

    ProductRateAPRPointsWe readSource
    30 Year Fixed6.875%7.04%—Nov 2, 2026Visit
    20 Year Fixed6.75%6.964%—Nov 2, 2026Visit
    15 Year Fixed6.375%6.639%—Nov 2, 2026Visit
    15 Year ARM6.75%6.994%—Nov 2, 2026Visit
    FHA 30 Year Fixed6.375%7.075%—Nov 2, 2026Visit
    VA 30 Year Fixed6.5%6.661%—Nov 2, 2026Visit
    30 Year Fixed Jumbo7.25%7.351%—Nov 2, 2026Visit
    15 Year Fixed Jumbo7.625%7.788%—Nov 2, 2026Visit
    Visit PEAKE's rates page

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join PEAKE

    Membership is open to anyone nationwide who joins the Maryland Consumer Council, which the credit union facilitates for free. You also qualify if you live, work, or worship in Baltimore City or the counties of Baltimore, Anne Arundel, Carroll, Harford, or Howard, or belong to various select employer and community groups.

    Open membership. Anyone in the U.S. can join — no employer, geographic or association requirement.
    Employer
    Baltimore County Government, GBMC Healthcare, Gilchrist, Sheppard Pratt, Advance Realty, Capital Logistics, Columbus Gardens, Inc., Coppermine, Easterns Automotive Group, Eney’s Electric, Gold Medal Physical Therapy, Harley-Davidson of Baltimore…
    Association / SEG
    Maryland Consumer Council, Baltimore-Metro Chapter of Harley Owners, Broadmead, Fleming Senior Center Council, Hazelwood Park Civic Association, Lutherville Community Association, MD/DC Credit Union Association, Ridgely’s Choice Homeowners Association, Rodgers Forge Community Association, The Cottages at Perry Hall
    County
    Baltimore County, MD, Anne Arundel County, MD, Carroll County, MD, Harford County, MD, Howard County, MD
    City
    Baltimore, MD

    Where PEAKE writes mortgages

    PEAKE publishes mortgage lending in 3 states.

    DelawareMarylandPennsylvania

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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