Home state: Maryland
    Open membership
    Lends in 3 states

    PEAKE mortgage rates

    PEAKE's lowest publicly advertised 30-year fixed rate today is 6.75% — the national average is 6.88%. That's about $12,477 saved over the life of a $400,000, 30-year loan. We track PEAKE daily and refresh rates every morning.

    Rates as of Sep 11, 2026

    Today's rates from PEAKE

    ProductRateAPRPointsAs ofSource
    30 Year Fixed6.75%6.914%0Sep 11, 2026Visit
    20 Year Fixed6.75%6.965%0Sep 11, 2026Visit
    15 Year Fixed6.25%6.513%0Sep 11, 2026Visit
    15 Year ARM6.625%6.829%0Sep 11, 2026Visit
    FHA 30 Year Fixed6.25%6.948%0Sep 11, 2026Visit
    VA 30 Year Fixed6.5%6.662%0Sep 11, 2026Visit
    30 Year Fixed Jumbo7%7.099%0Sep 11, 2026Visit
    15 Year Fixed Jumbo7.5%7.663%0Sep 11, 2026Visit

    Rate history

    Lowest daily rate PEAKE advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join PEAKE

    Membership is open to anyone nationwide who joins the Maryland Consumer Council, which the credit union facilitates for free. You also qualify if you live, work, or worship in Baltimore City or the counties of Baltimore, Anne Arundel, Carroll, Harford, or Howard, or belong to various select employer and community groups.

    Open membership. Anyone in the U.S. can join — no employer, geographic or association requirement.
    Employer
    Baltimore County Government, GBMC Healthcare, Gilchrist, Sheppard Pratt, Advance Realty, Capital Logistics, Columbus Gardens, Inc., Coppermine, Easterns Automotive Group, Eney’s Electric, Gold Medal Physical Therapy, Harley-Davidson of Baltimore
    Association / SEG
    Maryland Consumer Council, Baltimore-Metro Chapter of Harley Owners, Broadmead, Fleming Senior Center Council, Hazelwood Park Civic Association, Lutherville Community Association, MD/DC Credit Union Association, Ridgely’s Choice Homeowners Association, Rodgers Forge Community Association, The Cottages at Perry Hall
    County
    Baltimore County, MD, Anne Arundel County, MD, Carroll County, MD, Harford County, MD, Howard County, MD
    City
    Baltimore, MD

    Where PEAKE writes mortgages

    PEAKE publishes mortgage lending in 3 states.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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