Home state: Virginia
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    Lends in 3 states

    LANGLEY mortgage rates

    LANGLEY's lowest publicly advertised 30-year fixed rate today is 7.125% APR — the national average is 7.147%. That's about $2,139 saved vs. national on a $400,000, 30-year loan; principal and interest only, no taxes or insurance, with each rate held for the full term. We read LANGLEY's rates every weekday, starting around 11 a.m. Central.

    We last read LANGLEY's rates page on Nov 2, 2026.

    Today's rates from LANGLEY

    ProductRateAPRPointsWe readSource
    30 Year Fixed7%7.125%—Nov 2, 2026Visit
    20 Year Fixed6.875%7%—Nov 2, 2026Visit
    15 Year Fixed6.625%6.625%—Nov 2, 2026Visit
    10 Year Fixed6.5%6.5%—Nov 2, 2026Visit
    3 Year ARM6.25%6.797%—Nov 2, 2026Visit
    5 Year ARM6.5%6.793%—Nov 2, 2026Visit
    FHA 30 Year Fixed7.125%7.125%—Nov 2, 2026Visit
    VA 30 Year Fixed7%7%—Nov 2, 2026Visit
    1 Year ARM6%6.897%—Nov 2, 2026Visit
    10 Year Fixed Refinance6.5%6.5%—Nov 2, 2026Visit
    15 Year Fixed Refinance6.625%6.625%—Nov 2, 2026Visit
    20 Year Fixed Refinance7.125%7.125%—Nov 2, 2026Visit
    30 Year Fixed Refinance7.125%7.125%—Nov 2, 2026Visit

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join LANGLEY

    Langley FCU is open to anyone in the U.S. — no military, residency, or employer affiliation is required. To join, open a savings account with a $5 minimum deposit; you'll need your Social Security number and proof of name, address, and date of birth.

    Open membership. Anyone in the U.S. can join — no employer, geographic or association requirement.

    Where LANGLEY writes mortgages

    LANGLEY publishes mortgage lending in 3 states.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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