Home state: Maryland
    Lends in 1 state

    CEDAR POINT mortgage rates

    CEDAR POINT's lowest publicly advertised 30-year fixed rate today is 6.399% APR — the national average is 7.147%. That's about $71,660 saved vs. national on a $400,000, 30-year loan; principal and interest only, no taxes or insurance, with each rate held for the full term. We read CEDAR POINT's rates every weekday, starting around 11 a.m. Central.

    We last read CEDAR POINT's rates page on Nov 2, 2026. CEDAR POINT dates its published rate sheet Nov 1, 2026.

    Today's rates from CEDAR POINT

    ProductRateAPRPointsWe readSource
    30 Year Fixed6.375%6.399%0Nov 2, 2026
    Lender's sheet dated Nov 1, 2026
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    20 Year Fixed6.25%6.282%0Nov 2, 2026
    Lender's sheet dated Nov 1, 2026
    Visit
    15 Year Fixed5.75%5.788%0Nov 2, 2026
    Lender's sheet dated Nov 1, 2026
    Visit
    10 Year Fixed5.75%5.803%0Nov 2, 2026
    Lender's sheet dated Nov 1, 2026
    Visit
    VA 30 Year Fixed6.75%7.181%0Nov 2, 2026
    Lender's sheet dated Nov 1, 2026
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    USDA 30 Year Fixed6.875%7.667%0Nov 2, 2026
    Lender's sheet dated Nov 1, 2026
    Visit

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join CEDAR POINT

    Membership is open to individuals who live, work, worship, or attend school in Calvert, Charles, or St. Mary’s Counties in Maryland. Immediate family members and household residents of current members are also eligible to join.

    Employer
    Cedar Point Federal Credit Union
    County
    Calvert County, MD, Charles County, MD, St. Mary’s County, MD

    Where CEDAR POINT writes mortgages

    CEDAR POINT publishes mortgage lending in 1 state.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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