Home state: Tennessee
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    Lends in 5 states

    ASCEND mortgage rates

    ASCEND's lowest publicly advertised 30-year fixed rate today is 7.094% APR — the national average is 7.147%. That's about $5,150 saved vs. national on a $400,000, 30-year loan; principal and interest only, no taxes or insurance, with each rate held for the full term. We read ASCEND's rates every weekday, starting around 11 a.m. Central.

    We last read ASCEND's rates page on Nov 2, 2026. ASCEND dates its published rate sheet Aug 15, 2026.

    Today's rates from ASCEND

    ProductRateAPRPointsWe readSource
    30 Year Fixed7%7.094%0Nov 2, 2026
    Lender's sheet dated Aug 15, 2026
    Visit
    15 Year Fixed6.5%6.647%0Nov 2, 2026
    Lender's sheet dated Aug 15, 2026
    Visit
    5 Year ARM6.375%6.614%0Nov 2, 2026
    Lender's sheet dated Aug 15, 2026
    Visit
    7 Year ARM6.625%7.247%0Nov 2, 2026
    Lender's sheet dated Aug 15, 2026
    Visit
    10 Year ARM6.875%7.414%0Nov 2, 2026
    Lender's sheet dated Aug 15, 2026
    Visit
    FHA 30 Year Fixed6.875%7.73%0Nov 2, 2026
    Lender's sheet dated Aug 15, 2026
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    VA 30 Year Fixed6.875%6.993%0Nov 2, 2026
    Lender's sheet dated Aug 15, 2026
    Visit

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join ASCEND

    Anyone in the U.S. can join Ascend Federal Credit Union by making a one-time $25 donation to The Nature Conservancy of Tennessee. You may also qualify if you live, work, or worship in several Middle Tennessee counties, or if you work for one of over 1,200 partner companies.

    Open membership. Anyone in the U.S. can join — no employer, geographic or association requirement.
    Association / SEG
    The Nature Conservancy (Tennessee Chapter)
    County
    Franklin County, TN, Davidson County, TN, Dickson County, TN, Marshall County, TN, Maury County, TN, Putnam County, TN, Rutherford County, TN, Van Buren County, TN, Warren County, TN, White County, TN

    Where ASCEND writes mortgages

    ASCEND publishes mortgage lending in 5 states.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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