Home state: Georgia

    COMBINED EMPLOYEES mortgage rates

    COMBINED EMPLOYEES's lowest publicly advertised 30-year fixed rate today is 6.875% — the national average is 6.88%. That's about $481 saved over the life of a $400,000, 30-year loan. We track COMBINED EMPLOYEES daily and refresh rates every morning.

    Rates as of Sep 10, 2026

    Today's rates from COMBINED EMPLOYEES

    ProductRateAPRPointsAs ofSource
    30 Year Fixed6.875%7.138%0Sep 10, 2026Visit
    15 Year Fixed6.625%7.05%0Sep 10, 2026Visit
    5 Year ARM5.25%6.493%0Sep 10, 2026Visit
    7 Year ARM5.5%6.489%0Sep 10, 2026Visit
    10 Year ARM5.75%6.478%0Sep 10, 2026Visit
    FHA 30 Year Fixed6.75%7.879%0Sep 10, 2026Visit
    VA 30 Year Fixed6.75%7.2%0Sep 10, 2026Visit
    USDA 30 Year Fixed6.75%7.447%0Sep 10, 2026Visit
    10 Year ARM Refinance5.75%6.478%0Sep 10, 2026Visit
    15 Year Fixed Refinance6.625%7.05%0Sep 10, 2026Visit
    30 Year Fixed Refinance7%7.265%0Sep 10, 2026Visit
    5 Year ARM Refinance5.25%6.493%0Sep 10, 2026Visit
    7 Year ARM Refinance5.5%6.489%0Sep 10, 2026Visit
    FHA 30 Year Fixed Refinance6.75%7.879%0Sep 10, 2026Visit
    USDA 30 Year Fixed Refinance6.75%7.447%0Sep 10, 2026Visit
    VA 30 Year Fixed Refinance6.75%7.2%0Sep 10, 2026Visit

    Rate history

    Lowest daily rate COMBINED EMPLOYEES advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join COMBINED EMPLOYEES

    Combined Employees Credit Union is open to anyone who lives or works in Houston County, Georgia. Eligibility also extends to employees and retirees of numerous local municipal governments and healthcare organizations across several GA counties, as well as family and household members of current members.

    Employer
    Houston County Municipal Authority, Houston County Commissioners, City of Warner Robins, Houston Healthcare Complex, Cornerstone Medical Associates, City of Americus, City of Byron, City of Oglethorpe, City of Montezuma, City of Centerville, City of Marshallville, City of Fort Valley
    County
    Houston County, GA

    Where COMBINED EMPLOYEES writes mortgages

    Lending states not published; shown as serving its chartered area. Confirm directly with COMBINED EMPLOYEES.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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