CU RateFinder
    Credit union mortgage rates
    Home state: South Carolina
    Open membership
    Lends in 8 states

    SOUTH CAROLINA mortgage rates

    SOUTH CAROLINA's lowest publicly advertised 30-year fixed rate today is 6.75% — the national average is 6.88%. That's about $12,477 saved over the life of a $400,000, 30-year loan. We track SOUTH CAROLINA daily and refresh rates every morning.

    Rates as of Sep 11, 2026

    Today's rates from SOUTH CAROLINA

    ProductRateAPRPointsAs ofSource
    30 Year Fixed6.75%6.818%—Sep 11, 2026Visit
    20 Year Fixed6.625%6.713%—Sep 11, 2026Visit
    15 Year Fixed6.25%6.359%—Sep 11, 2026Visit
    Visit SOUTH CAROLINA's rates page

    Rate history

    Lowest daily rate SOUTH CAROLINA advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join SOUTH CAROLINA

    Anyone in the U.S. can join South Carolina Federal Credit Union by making a one-time $5 donation to the South Carolina Federal Credit Union Foundation. Membership is also open to employees of partner businesses, members of select associations, active military, and family members of existing cardholders.

    Open membership. Anyone in the U.S. can join — no employer, geographic or association requirement.
    Military / veteran
    all US military

    Where SOUTH CAROLINA writes mortgages

    SOUTH CAROLINA publishes mortgage lending in 8 states.

    FloridaGeorgiaIndianaMissouriNorth CarolinaSouth CarolinaTennesseeVirginia

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

    Not sure if SOUTH CAROLINA is your best fit?

    Compare every credit union you can actually join

    Enter your ZIP to see every credit union — including SOUTH CAROLINA if you qualify — ranked by today's rate.

    Get notified when SOUTH CAROLINA's 30 Year Fixed rate changes
    Optional. No weekly digests, no spam — one email only when rates actually move. Manage or unsubscribe anytime.
    Advanced: adjust thresholds
    bps (0.10%)
    Optional. Emails when the rate reaches this level.

    More credit unions in South Carolina

    See all South Carolina credit union mortgage rates