CU RateFinder
    Credit union mortgage rates
    Home state: South Carolina
    Open membership
    Lends in 8 states

    SOUTH CAROLINA mortgage rates

    SOUTH CAROLINA's lowest publicly advertised 30-year fixed rate today is 6.943% APR — the national average is 7.147%. That's about $19,764 saved vs. national on a $400,000, 30-year loan; principal and interest only, no taxes or insurance, with each rate held for the full term. We read SOUTH CAROLINA's rates every weekday, starting around 11 a.m. Central.

    We last read SOUTH CAROLINA's rates page on Nov 2, 2026. SOUTH CAROLINA dates its published rate sheet Nov 2, 2026.

    Today's rates from SOUTH CAROLINA

    ProductRateAPRPointsWe readSource
    30 Year Fixed6.875%6.943%—Nov 2, 2026Visit
    20 Year Fixed6.375%6.462%—Nov 2, 2026Visit
    15 Year Fixed6.25%6.359%—Nov 2, 2026Visit
    Visit SOUTH CAROLINA's rates page

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join SOUTH CAROLINA

    Anyone in the U.S. can join South Carolina Federal Credit Union by making a one-time $5 donation to the South Carolina Federal Credit Union Foundation. Membership is also open to employees of partner businesses, members of select associations, active military, and family members of existing cardholders.

    Open membership. Anyone in the U.S. can join — no employer, geographic or association requirement.
    Military / veteran
    all US military

    Where SOUTH CAROLINA writes mortgages

    SOUTH CAROLINA publishes mortgage lending in 8 states.

    FloridaGeorgiaIndianaMissouriNorth CarolinaSouth CarolinaTennesseeVirginia

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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    More credit unions in South Carolina

    See all South Carolina credit union mortgage rates