Today's rates from VYSTAR
| Product | Rate | APR | Points | As of | Source | |
|---|---|---|---|---|---|---|
| 30 Year Fixed | 6.5% | 6.559% | 0.25 | Sep 11, 2026 | Visit | |
| 20 Year Fixed | 6.25% | 6.327% | 0.25 | Sep 11, 2026 | Visit | |
| 15 Year Fixed | 6% | 6.095% | 0.25 | Sep 11, 2026 | Visit | |
| 5 Year ARM | 6% | 6.585% | 0.25 | Sep 11, 2026 | Visit | |
| 7 Year ARM | 6.25% | 6.429% | 0.25 | Sep 11, 2026 | Visit | |
| 10 Year ARM | 6.5% | 6.684% | 0.25 | Sep 11, 2026 | Visit | |
| FHA 30 Year Fixed | 6.5% | 7.278% | 0.25 | Sep 11, 2026 | Visit | |
| VA 30 Year Fixed | 6.5% | 6.766% | 0.25 | Sep 11, 2026 | Visit | |
| 30 Year Fixed Jumbo | 6.5% | 6.532% | 0.25 | Sep 11, 2026 | Visit | |
| 20 Year Fixed Jumbo | 6.25% | 6.292% | 0.25 | Sep 11, 2026 | Visit | |
| 15 Year Fixed Jumbo | 6% | 6.053% | 0.25 | Sep 11, 2026 | Visit | |
| 5 Year ARM Jumbo | 6% | 6.559% | 0.25 | Sep 11, 2026 | Visit | |
| 7 Year ARM Jumbo | 6.25% | 6.403% | 0.25 | Sep 11, 2026 | Visit | |
| 10 Year ARM Jumbo | 6.5% | 6.658% | 0.25 | Sep 11, 2026 | Visit |
Rate history
Lowest daily rate VYSTAR advertised for each product, past 90 days.
Who can join VYSTAR
Membership is open to individuals who live or work in 49 contiguous counties of Central to North Florida (Alachua, Baker, Bay, Bradford, Brevard, Calhoun, Citrus, Clay, Columbia, Dixie, Duval, Escambia, Flagler, Franklin, Gadsden, Gilchrist, Gulf, Hamilton, Hernando, Hillsborough, Holmes, Jackson, Jefferson, Lafayette, Lake, Leon, Levy, Liberty, Madison, Marion, Nassau, Okaloosa, Orange, Osceola, Pasco, Pinellas, Polk, Putnam, Santa Rosa, Seminole, St. Johns, Sumter, Suwannee, Taylor, Union, Volusia, Wakulla, Walton, Washington) or 29 Georgia counties (Bibb, Brantley, Brooks, Bryan, Bulloch, Carroll, Camden, Charlton, Chatham, Clayton, Clinch, Cobb, Dekalb, Echols, Fayette, Forsyth, Fulton, Glynn, Gwinnett, Henry, Lanier, Liberty, Long, Lowndes, McIntosh, Pierce, Thomas, Wayne, Ware). Past and present military members and their families worldwide are also eligible. Additionally, any nonprofit organization or association located in these Florida and Georgia counties, as well as donors to the VyStar Foundation, can join. Membership is also open to employees or clients of Brightway.
Where VYSTAR writes mortgages
Lending states not published; shown as serving its chartered area. Confirm directly with VYSTAR.
Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.
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