Home state: Florida

    ADDITION FINANCIAL mortgage rates

    ADDITION FINANCIAL's lowest publicly advertised 30-year fixed rate today is 7% — the national average is 6.88%. We track ADDITION FINANCIAL daily and refresh rates every morning.

    Rates as of Sep 10, 2026

    Today's rates from ADDITION FINANCIAL

    ProductRateAPRPointsAs ofSource
    30 Year Fixed7%7.117%0Sep 10, 2026Visit
    20 Year Fixed6.75%6.9%0Sep 10, 2026Visit
    15 Year Fixed6.25%6.435%0Sep 10, 2026Visit
    10 Year Fixed6.125%6.385%0Sep 10, 2026Visit
    5 Year ARM5.75%5.858%0Sep 10, 2026Visit
    10 Year Fixed Refinance6.25%6.673%0Sep 10, 2026Visit
    15 Year Fixed Refinance6.375%6.647%0Sep 10, 2026Visit
    20 Year Fixed Refinance6.875%7.096%0Sep 10, 2026Visit
    30 Year Fixed Refinance7.125%7.297%0Sep 10, 2026Visit
    5 Year ARM Refinance5.75%5.906%0Sep 10, 2026Visit
    5 Year Fixed Refinance6%6.792%0Sep 10, 2026Visit

    Rate history

    Lowest daily rate ADDITION FINANCIAL advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join ADDITION FINANCIAL

    Membership is open to anyone who lives, works, worships, or attends school in over 40 qualifying counties in Florida and Georgia. Alumni of educational institutions located within these counties are also eligible to join.

    Association / SEG
    Alumni of any college, university, or educational institution in qualifying counties
    County
    Alachua County, FL, Bay County, FL, Brevard County, FL, Calhoun County, FL, Clay County, FL, Columbia County, FL, Duval County, FL, Flagler County, FL, Franklin County, FL, Gadsden County, FL, Hamilton County, FL, Hernando County, FL

    Where ADDITION FINANCIAL writes mortgages

    Lending states not published; shown as serving its chartered area. Confirm directly with ADDITION FINANCIAL.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

    Not sure if ADDITION FINANCIAL is your best fit?

    Compare every credit union you can actually join

    Enter your ZIP to see every credit union — including ADDITION FINANCIAL if you qualify — ranked by today's rate.

    Get notified when ADDITION FINANCIAL's 30 Year Fixed rate changes
    Optional. No weekly digests, no spam — one email only when rates actually move. Manage or unsubscribe anytime.
    Advanced: adjust thresholds
    bps (0.10%)
    Optional. Emails when the rate reaches this level.

    More credit unions in Florida

    See all Florida credit union mortgage rates