CU RateFinder
    Credit union mortgage rates
    Home state: South Carolina
    Lends in 2 states

    SRP mortgage rates

    SRP's lowest publicly advertised 30-year fixed rate today is 7.25% APR — the national average is 7.147%. We read SRP's rates every weekday, starting around 11 a.m. Central.

    We last read SRP's rates page on Nov 2, 2026. SRP dates its published rate sheet Nov 2, 2026.

    Today's rates from SRP

    ProductRateAPRPointsWe readSource
    30 Year Fixed7%7.25%0.25Nov 2, 2026Visit
    15 Year Fixed6.5%6.895%0.25Nov 2, 2026Visit
    10 Year Fixed6.75%7.311%0.25Nov 2, 2026Visit
    10 Year ARM6.25%7.934%0.25Nov 2, 2026Visit
    Visit SRP's rates page

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join SRP

    Membership in SRP Federal Credit Union is open to any person who lives, works, worships, volunteers, or attends school in Aiken, Allendale, Barnwell, or Edgefield counties in South Carolina, or Burke, Columbia, Jefferson, Lincoln, McDuffie, or Richmond counties in Georgia. Businesses and other legal entities located in these counties are also eligible to join. Immediate family and household members of eligible individuals are also able to join.

    County
    Aiken County, SC, Allendale County, SC, Barnwell County, SC, Edgefield County, SC, Burke County, GA, Columbia County, GA, Jefferson County, GA, Lincoln County, GA, McDuffie County, GA, Richmond County, GA

    Where SRP writes mortgages

    SRP publishes mortgage lending in 2 states.

    GeorgiaSouth Carolina

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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    More credit unions in South Carolina

    See all South Carolina credit union mortgage rates