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    Credit union mortgage rates
    Home state: South Carolina

    SRP mortgage rates

    SRP's lowest publicly advertised 30-year fixed rate today is 6.875% — the national average is 6.88%. That's about $481 saved over the life of a $400,000, 30-year loan. We track SRP daily and refresh rates every morning.

    Rates as of Sep 10, 2026

    Today's rates from SRP

    ProductRateAPRPointsAs ofSource
    30 Year Fixed6.875%7.122%0.25Sep 10, 2026Visit
    15 Year Fixed6.25%6.641%0.25Sep 10, 2026Visit
    10 Year Fixed6.625%7.184%0.25Sep 10, 2026Visit
    10 Year ARM6.125%7.817%0.25Sep 10, 2026Visit
    Visit SRP's rates page

    Rate history

    Lowest daily rate SRP advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join SRP

    Membership in SRP Federal Credit Union is open to any person who lives, works, worships, volunteers, or attends school in Aiken, Allendale, Barnwell, or Edgefield counties in South Carolina, or Burke, Columbia, Jefferson, Lincoln, McDuffie, or Richmond counties in Georgia. Businesses and other legal entities located in these counties are also eligible to join. Immediate family and household members of eligible individuals are also able to join.

    County
    Aiken County, SC, Allendale County, SC, Barnwell County, SC, Edgefield County, SC, Burke County, GA, Columbia County, GA, Jefferson County, GA, Lincoln County, GA, McDuffie County, GA, Richmond County, GA

    Where SRP writes mortgages

    Lending states not published; shown as serving its chartered area. Confirm directly with SRP.

    South Carolina

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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    More credit unions in South Carolina

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