Home state: Georgia

    KINETIC mortgage rates

    KINETIC's lowest publicly advertised 30-year fixed rate today is 6.375% — the national average is 6.88%. That's about $48,086 saved over the life of a $400,000, 30-year loan. We track KINETIC daily and refresh rates every morning.

    Today's rates from KINETIC

    ProductRateAPRPointsAs ofSource
    30 Year Fixed6.375%6.739%Sep 11, 2026Visit
    15 Year Fixed6.125%6.719%Sep 11, 2026Visit
    VA 30 Year Fixed6.375%6.739%Sep 11, 2026Visit

    Rate history

    Lowest daily rate KINETIC advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join KINETIC

    Membership is open to anyone who lives, works, worships, volunteers, or attends school in Muscogee, Chattahoochee, Harris, or Marion counties in Georgia, or Lee, Russell, and Macon counties in Alabama. Immediate family members of existing members are also eligible to join.

    County
    Muscogee County, GA, Chattahoochee County, GA, Harris County, GA, Marion County, GA, Lee County, AL, Russell County, AL, Macon County, AL

    Where KINETIC writes mortgages

    Lending states not published; shown as serving its chartered area. Confirm directly with KINETIC.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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