CU RateFinder
    Credit union mortgage rates
    Home state: Georgia
    Lends in 2 states

    KINETIC mortgage rates

    KINETIC's lowest publicly advertised 30-year fixed rate today is 6.802% APR — the national average is 7.147%. That's about $33,330 saved vs. national on a $400,000, 30-year loan; principal and interest only, no taxes or insurance, with each rate held for the full term. We read KINETIC's rates every weekday, starting around 11 a.m. Central.

    We last read KINETIC's rates page on Nov 2, 2026.

    Today's rates from KINETIC

    ProductRateAPRPointsWe readSource
    30 Year Fixed6.75%6.802%—Nov 2, 2026Visit
    15 Year Fixed6.125%6.208%—Nov 2, 2026Visit
    VA 30 Year Fixed6.25%6.611%—Nov 2, 2026Visit
    VA 15 Year Fixed5.75%6.338%—Nov 2, 2026Visit
    Visit KINETIC's rates page

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join KINETIC

    Membership is open to anyone who lives, works, worships, volunteers, or attends school in Muscogee, Chattahoochee, Harris, or Marion counties in Georgia, or Lee, Russell, and Macon counties in Alabama. Immediate family members of existing members are also eligible to join.

    County
    Muscogee County, GA, Chattahoochee County, GA, Harris County, GA, Marion County, GA, Lee County, AL, Russell County, AL, Macon County, AL

    Where KINETIC writes mortgages

    KINETIC publishes mortgage lending in 2 states.

    AlabamaGeorgia

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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