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    Credit union mortgage rates
    Home state: Georgia
    Lends in 1 state

    CDC mortgage rates

    CDC's lowest publicly advertised 30-year fixed rate today is 7.135% APR — the national average is 7.147%. That's about $1,167 saved vs. national on a $400,000, 30-year loan; principal and interest only, no taxes or insurance, with each rate held for the full term. We read CDC's rates every weekday, starting around 11 a.m. Central.

    We last read CDC's rates page on Nov 2, 2026.

    Today's rates from CDC

    ProductRateAPRPointsWe readSource
    30 Year Fixed7%7.135%—Nov 2, 2026Visit
    20 Year Fixed6.625%6.815%—Nov 2, 2026Visit
    15 Year Fixed6.5%6.737%—Nov 2, 2026Visit
    10 Year Fixed6.25%6.581%—Nov 2, 2026Visit
    Visit CDC's rates page

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join CDC

    Membership is available to individuals who live or work in parts of DeKalb, Fulton, or Gwinnett counties in Georgia. Employees of the CDC, Children's Healthcare of Atlanta, American Cancer Society, Whole Foods, and many other select employer groups are also eligible, along with their relatives.

    Employer
    CDC, Children's Healthcare of Atlanta, American Cancer Society, Whole Foods
    County
    DeKalb County, GA, Fulton County, GA, Gwinnett County, GA

    Where CDC writes mortgages

    CDC publishes mortgage lending in 1 state.

    Georgia

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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