Home state: Connecticut
    Open membership
    Lends in 11 states

    SELF-HELP mortgage rates

    SELF-HELP's lowest publicly advertised 30-year fixed rate today is 6.625% — the national average is 6.88%. That's about $24,411 saved over the life of a $400,000, 30-year loan. We track SELF-HELP daily and refresh rates every morning.

    Today's rates from SELF-HELP

    ProductRateAPRPointsAs ofSource
    30 Year Fixed6.625%6.674%0Sep 11, 2026Visit
    20 Year Fixed6.375%6.438%0Sep 11, 2026Visit
    15 Year Fixed5.75%5.828%0Sep 11, 2026Visit
    10 Year Fixed5.75%5.86%0Sep 11, 2026Visit
    FHA 30 Year Fixed6.375%6.957%0Sep 11, 2026Visit

    Rate history

    Lowest daily rate SELF-HELP advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join SELF-HELP

    Anyone in the US can join Self-Help Federal Credit Union by paying a one-time $5 mission-support fee to the Center for Community Self-Help. Free membership is also available to those who live, work, worship, or attend school in specific areas of CA, CT, IL, WA, SC, and WI.

    Open membership. Anyone in the U.S. can join — no employer, geographic or association requirement.

    Where SELF-HELP writes mortgages

    SELF-HELP publishes mortgage lending in 11 states.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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