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    MIDSOUTH COMMUNITY mortgage rates

    MIDSOUTH COMMUNITY's lowest publicly advertised 30-year fixed rate today is 6.875% — the national average is 6.88%. That's about $481 saved over the life of a $400,000, 30-year loan. We track MIDSOUTH COMMUNITY daily and refresh rates every morning.

    Rates as of Sep 10, 2026

    Today's rates from MIDSOUTH COMMUNITY

    ProductRateAPRPointsAs ofSource
    30 Year Fixed6.875%7.138%0Sep 10, 2026Visit
    15 Year Fixed6.625%7.05%0Sep 10, 2026Visit
    5 Year ARM5.25%6.493%0Sep 10, 2026Visit
    7 Year ARM5.5%6.489%0Sep 10, 2026Visit
    10 Year ARM5.75%6.478%0Sep 10, 2026Visit
    FHA 30 Year Fixed6.75%7.879%0Sep 10, 2026Visit
    VA 30 Year Fixed6.75%7.2%0Sep 10, 2026Visit
    USDA 30 Year Fixed6.75%7.447%0Sep 10, 2026Visit
    10 Year ARM Refinance5.75%6.478%0Sep 10, 2026Visit
    15 Year Fixed Refinance6.625%7.05%0Sep 10, 2026Visit
    30 Year Fixed Refinance7%7.265%0Sep 10, 2026Visit
    5 Year ARM Refinance5.25%6.493%0Sep 10, 2026Visit
    7 Year ARM Refinance5.5%6.489%0Sep 10, 2026Visit
    FHA 30 Year Fixed Refinance6.75%7.879%0Sep 10, 2026Visit
    USDA 30 Year Fixed Refinance6.75%7.447%0Sep 10, 2026Visit
    VA 30 Year Fixed Refinance6.75%7.2%0Sep 10, 2026Visit
    Visit MIDSOUTH COMMUNITY's rates page

    Rate history

    Lowest daily rate MIDSOUTH COMMUNITY advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join MIDSOUTH COMMUNITY

    MidSouth Community Federal Credit Union is open to anyone who lives, works, or attends school in 13 Middle Georgia counties, including Baldwin, Bibb, Houston, and surrounding areas. Family members of existing members are also eligible to join.

    County
    Baldwin County, GA, Bibb County, GA, Crawford County, GA, Hancock County, GA, Houston County, GA, Jones County, GA, Monroe County, GA, Peach County, GA, Pulaski County, GA, Putnam County, GA, Twiggs County, GA, Washington County, GA…

    Where MIDSOUTH COMMUNITY writes mortgages

    Lending states not published; shown as serving its chartered area. Confirm directly with MIDSOUTH COMMUNITY.

    Georgia

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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