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    Credit union mortgage rates
    Home state: Florida
    Open membership
    Lends in 2 states

    RADIFI mortgage rates

    RADIFI's lowest publicly advertised 30-year fixed rate today is 6.861% APR — the national average is 7.147%. That's about $27,663 saved vs. national on a $400,000, 30-year loan; principal and interest only, no taxes or insurance, with each rate held for the full term. We read RADIFI's rates every weekday, starting around 11 a.m. Central.

    We last read RADIFI's rates page on Nov 2, 2026.

    Today's rates from RADIFI

    ProductRateAPRPointsWe readSource
    30 Year Fixed6.625%6.861%0.875Nov 2, 2026Visit
    20 Year Fixed6.25%6.523%0.625Nov 2, 2026Visit
    15 Year Fixed6%6.36%0.75Nov 2, 2026Visit
    5 Year ARM5.625%6.645%1.375Nov 2, 2026Visit
    7 Year ARM6%6.653%1Nov 2, 2026Visit
    10 Year ARM6%6.599%1.75Nov 2, 2026Visit
    5 Year ARM Jumbo5.625%6.57%1.375Nov 2, 2026Visit
    7 Year ARM Jumbo6%6.593%1Nov 2, 2026Visit
    10 Year ARM Jumbo6%6.557%1.75Nov 2, 2026Visit
    Visit RADIFI's rates page

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join RADIFI

    RadiFi Credit Union is open to anyone nationwide through a partnership with the American Consumer Council. It also serves individuals who live, work, worship, or attend school in Duval, Clay, Nassau, Baker, and St. Johns Counties in Florida, as well as family members of existing members.

    Open membership. Anyone in the U.S. can join — no employer, geographic or association requirement.
    County
    Duval County, FL, Clay County, FL, Nassau County, FL, Baker County, FL, St. Johns County, FL

    Where RADIFI writes mortgages

    RADIFI publishes mortgage lending in 2 states.

    FloridaGeorgia

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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