Today's rates from GEORGIA'S OWN
| Product | Rate | APR | Points | As of | Source | |
|---|---|---|---|---|---|---|
| 30 Year Fixed | 6.5% | 6.572% | — | Sep 11, 2026 | Visit | |
| 20 Year Fixed | 6.375% | 6.471% | — | Sep 11, 2026 | Visit | |
| 15 Year Fixed | 6.25% | 6.368% | — | Sep 11, 2026 | Visit | |
| 7 Year ARM | 5.625% | 5.693% | — | Sep 11, 2026 | Visit | |
| 15 Year ARM | 6.125% | 6.195% | — | Sep 11, 2026 | Visit | |
| FHA 30 Year Fixed | 6.625% | 6.698% | — | Sep 11, 2026 | Visit | |
| VA 30 Year Fixed | 6.75% | 6.823% | — | Sep 11, 2026 | Visit | |
| USDA 30 Year Fixed | 6.625% | 6.698% | — | Sep 11, 2026 | Visit |
Rate history
Lowest daily rate GEORGIA'S OWN advertised for each product, past 90 days.
Who can join GEORGIA'S OWN
Membership in Georgia's Own Credit Union is open to those who live or work in 77 specified counties across Georgia, including Appling, Atkinson, Bacon, Baker, Barrow, Bartow, and Ben Hill. Individuals can also join through membership with the Credit Union Impact Foundation, or by current or past affiliation (enrollment or employment) with Georgia State University. Anyone related by blood, adoption, or marriage to an existing member is eligible, as are employees or retirees of over 600 partner companies throughout Georgia. Mortgages are originated through MemberFirst Mortgage.
Where GEORGIA'S OWN writes mortgages
Lending states not published; shown as serving its chartered area. Confirm directly with GEORGIA'S OWN.
Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.
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