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    Credit union mortgage rates
    Home state: Wisconsin
    Open membership
    Lends in 6 states

    COVANTAGE mortgage rates

    COVANTAGE's lowest publicly advertised 30-year fixed rate today is 7.09% APR — the national average is 7.147%. That's about $5,539 saved vs. national on a $400,000, 30-year loan; principal and interest only, no taxes or insurance, with each rate held for the full term. We read COVANTAGE's rates every weekday, starting around 11 a.m. Central.

    We last read COVANTAGE's rates page on Nov 2, 2026. COVANTAGE dates its published rate sheet Nov 2, 2026.

    Today's rates from COVANTAGE

    ProductRateAPRPointsWe readSource
    30 Year Fixed7%7.09%—Nov 2, 2026Visit
    20 Year Fixed6.5%6.61%—Nov 2, 2026Visit
    15 Year Fixed6.25%6.39%—Nov 2, 2026Visit
    10 Year Fixed5.88%6.06%—Nov 2, 2026Visit
    3 Year ARM6.5%7.11%—Nov 2, 2026Visit
    5 Year ARM6.63%7.04%—Nov 2, 2026Visit
    10 Year ARM6.75%7%—Nov 2, 2026Visit
    1 Year ARM6.38%7.25%—Nov 2, 2026Visit
    Visit COVANTAGE's rates page

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join COVANTAGE

    Anyone can join CoVantage Credit Union by making a one-time $10 donation to the CoVantage Cares Foundation. Membership is also available to those who live or work in dozens of counties across Wisconsin, Michigan, and Illinois, as well as employees of many local companies and family members of existing members.

    Open membership. Anyone in the U.S. can join — no employer, geographic or association requirement.
    Employer
    Little Rapids Corporation, Shawano Mill, Weber Veneer & Plywood Company, Weyerhaeuser Co., Kimberly Clark Corporation, Facility Logistics Services, Inc., Gulf Stream, The Halyard Health
    Association / SEG
    CoVantage Cares Foundation, Servco FS Cooperative, All law enforcement personnel and firefighters in Wisconsin
    County
    Brown County, WI, Calumet County, WI, Clark County, WI, Door County, WI, Florence County, WI, Fond Du Lac County, WI, Forest County, WI, Kewaunee County, WI, Langlade County, WI, Lincoln County, WI, Manitowoc County, WI, Marathon County, WI…

    Where COVANTAGE writes mortgages

    COVANTAGE publishes mortgage lending in 6 states.

    ArizonaFloridaIllinoisMichiganMinnesotaWisconsin

    Illinois counties where COVANTAGE serves members

    Cook County, ILDuPage County, ILWill County, IL

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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