Today's rates from ROYAL
| Product | Rate | APR | Points | As of | Source | |
|---|---|---|---|---|---|---|
| 5 Year ARM | 6.125% | 6.352% | — | Sep 11, 2026 | Visit | |
| 10 Year ARM | 6.75% | 6.667% | — | Sep 11, 2026 | Visit | |
| 10 Year Fixed Refinance | 6.25% | 6.41% | — | Sep 11, 2026 | Visit | |
| 15 Year Fixed Refinance | 6.375% | 6.489% | — | Sep 11, 2026 | Visit | |
| 20 Year Fixed Refinance | 6.875% | 6.968% | — | Sep 11, 2026 | Visit | |
| 30 Year Fixed Refinance | 7% | 7.072% | — | Sep 11, 2026 | Visit |
Rate history
Lowest daily rate ROYAL advertised for each product, past 90 days.
Collecting data — the trend chart appears after a few days of tracking.
Who can join ROYAL
Royal Credit Union is open to individuals who live, work, or worship in 26 counties in Western Wisconsin and 14 counties in Minnesota, including the Twin Cities and St. Cloud areas. Immediate family members of current Royal members are also eligible to join.
County
Adams County, WI, Ashland County, WI, Barron County, WI, Bayfield County, WI, Buffalo County, WI, Burnett County, WI, Chippewa County, WI, Clark County, WI, Douglas County, WI, Dunn County, WI, Eau Claire County, WI, Iron County, WI…
Where ROYAL writes mortgages
Lending states not published; shown as serving its chartered area. Confirm directly with ROYAL.
Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.
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