Home state: Michigan

    HONOR mortgage rates

    HONOR's lowest publicly advertised 30-year fixed rate today is 5.75% — the national average is 6.88%. That's about $106,114 saved over the life of a $400,000, 30-year loan. We track HONOR daily and refresh rates every morning.

    Rates as of Sep 11, 2026

    Today's rates from HONOR

    ProductRateAPRPointsAs ofSource
    30 Year Fixed5.75%5.859%0Sep 11, 2026Visit
    20 Year Fixed7%7.112%0Sep 11, 2026Visit
    15 Year Fixed6.25%6.506%0.75Sep 11, 2026Visit
    10 Year Fixed6.625%6.818%0Sep 11, 2026Visit
    FHA 30 Year Fixed6.625%7.298%0.5Sep 11, 2026Visit
    USDA 30 Year Fixed7%7.544%0Sep 11, 2026Visit

    Rate history

    Lowest daily rate HONOR advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join HONOR

    Honor Credit Union membership is open to anyone who lives, works, worships, or attends school in the state of Michigan, as well as select counties in northern Indiana and Wisconsin. Immediate family members of current members are also eligible to join.

    County
    Lake County, IN, Porter County, IN, LaPorte County, IN, St. Joseph County, IN, Elkhart County, IN, Lagrange County, IN, Steuben County, IN, Newton County, IN, Jasper County, IN, Starke County, IN, Marshal County, IN, Kosciusko County, IN

    Where HONOR writes mortgages

    Lending states not published; shown as serving its chartered area. Confirm directly with HONOR.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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