Today's rates from 1ST COMMUNITY
| Product | Rate | APR | Points | We read | Source | |
|---|---|---|---|---|---|---|
| 30 Year Fixed | 7.25% | 7.351% | — | Nov 2, 2026 Lender's sheet dated Oct 27, 2026 | Visit | |
| 20 Year Fixed | 7.25% | 7.381% | — | Nov 2, 2026 Lender's sheet dated Oct 27, 2026 | Visit | |
| 15 Year Fixed | 7% | 7.162% | — | Nov 2, 2026 Lender's sheet dated Oct 27, 2026 | Visit | |
| 3 Year ARM | 6.25% | 7.08% | — | Nov 2, 2026 Lender's sheet dated Oct 27, 2026 | Visit | |
| 5 Year ARM | 6.5% | 7.04% | — | Nov 2, 2026 Lender's sheet dated Oct 27, 2026 | Visit | |
| 7 Year ARM | 6.75% | 7.08% | — | Nov 2, 2026 Lender's sheet dated Oct 27, 2026 | Visit |
Rate history
Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.
Who can join 1ST COMMUNITY
Membership in 1ST COMMUNITY (WI) is open to anyone who lives or works in Monroe, La Crosse, Trempealeau, Jackson, Buffalo, Eau Claire, Clark, Wood, Juneau, Adams, Sauk, Richland, Vernon, or Crawford County. Immediate family members of eligible individuals are also eligible to join. Immediate family includes a spouse, parent, child, stepparent, stepchild, grandparent, and grandchild.
Where 1ST COMMUNITY writes mortgages
1ST COMMUNITY publishes mortgage lending in 1 state.
Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.
Compare every credit union you can actually join
Enter your ZIP to see every credit union — including 1ST COMMUNITY if you qualify — ranked by today's rate.