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    Credit union mortgage rates
    Home state: Michigan
    Lends in 3 states

    ADVIA mortgage rates

    ADVIA's lowest publicly advertised 30-year fixed rate today is 6.912% APR — the national average is 7.147%. That's about $22,754 saved vs. national on a $400,000, 30-year loan; principal and interest only, no taxes or insurance, with each rate held for the full term. We read ADVIA's rates every weekday, starting around 11 a.m. Central.

    We last read ADVIA's rates page on Nov 2, 2026. ADVIA dates its published rate sheet Nov 2, 2026.

    Today's rates from ADVIA

    ProductRateAPRPointsWe readSource
    30 Year Fixed6.75%6.912%0.25Nov 2, 2026Visit
    15 Year Fixed6.375%6.612%0.125Nov 2, 2026Visit
    5 Year ARM6%6.608%0.25Nov 2, 2026Visit
    7 Year ARM6.125%6.502%0.25Nov 2, 2026Visit
    Visit ADVIA's rates page

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join ADVIA

    Advia Credit Union is open to anyone who lives, works, worships, or attends school in over 50 specific counties across lower Michigan, southern Wisconsin, and northern Illinois. Eligibility is also extended to family members of current Advia members.

    County
    Allegan County, MI, Barry County, MI, Berrien County, MI, Branch County, MI, Calhoun County, MI, Cass County, MI, Clinton County, MI, Eaton County, MI, Genesee County, MI, Gratiot County, MI, Hillsdale County, MI, Ingham County, MI…

    Where ADVIA writes mortgages

    ADVIA publishes mortgage lending in 3 states.

    IllinoisMichiganWisconsin

    Illinois counties where ADVIA serves members

    McHenry County, ILBoone County, ILCook County, ILDeKalb County, ILKane County, ILLake County, ILDuPage County, ILWinnebago County, ILStephenson County, IL

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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