Home state: Michigan

    ADVIA mortgage rates

    ADVIA's lowest publicly advertised 30-year fixed rate today is 6.75% — the national average is 6.88%. That's about $12,477 saved over the life of a $400,000, 30-year loan. We track ADVIA daily and refresh rates every morning.

    Rates as of Sep 11, 2026

    Today's rates from ADVIA

    ProductRateAPRPointsAs ofSource
    30 Year Fixed6.75%6.9%0.125Sep 11, 2026Visit
    15 Year Fixed6.25%6.465%Sep 11, 2026Visit
    5 Year ARM6%6.563%0.125Sep 11, 2026Visit
    7 Year ARM6.125%6.534%0.125Sep 11, 2026Visit

    Rate history

    Lowest daily rate ADVIA advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join ADVIA

    Advia Credit Union is open to anyone who lives, works, worships, or attends school in over 50 specific counties across lower Michigan, southern Wisconsin, and northern Illinois. Eligibility is also extended to family members of current Advia members.

    County
    Allegan County, MI, Barry County, MI, Berrien County, MI, Branch County, MI, Calhoun County, MI, Cass County, MI, Clinton County, MI, Eaton County, MI, Genesee County, MI, Gratiot County, MI, Hillsdale County, MI, Ingham County, MI

    Where ADVIA writes mortgages

    Lending states not published; shown as serving its chartered area. Confirm directly with ADVIA.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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