Home state: Wisconsin

    PROSPERA mortgage rates

    PROSPERA's lowest publicly advertised 30-year fixed rate today is 6.5% — the national average is 6.88%. That's about $36,281 saved over the life of a $400,000, 30-year loan. We track PROSPERA daily and refresh rates every morning.

    Today's rates from PROSPERA

    ProductRateAPRPointsAs ofSource
    30 Year Fixed6.5%6.645%0Sep 11, 2026Visit
    20 Year Fixed6.125%6.314%0Sep 11, 2026Visit
    15 Year Fixed5.875%6.11%0Sep 11, 2026Visit
    10 Year Fixed5.875%6.207%0Sep 11, 2026Visit
    3 Year ARM5.5%6.661%0Sep 11, 2026Visit
    5 Year ARM5.5%6.47%0Sep 11, 2026Visit
    7 Year ARM6%6.565%0Sep 11, 2026Visit
    10 Year ARM6.375%6.687%0Sep 11, 2026Visit

    Rate history

    Lowest daily rate PROSPERA advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join PROSPERA

    Prospera Credit Union is open to individuals who live or work in nine Wisconsin counties, including Outagamie, Winnebago, Brown, and Calumet. Eligibility also extends to employees of RR Donnelly, students and staff of Fox Valley Technical College and UW Oshkosh, and immediate family members of current or eligible members.

    Employer
    RR Donnelly, Printpac Acquisitions, Inc., Fox Valley Technical College, University of Wisconsin Center Fox Valley, University of Wisconsin Oshkosh
    Association / SEG
    University of Wisconsin Oshkosh Alumni
    County
    Outagamie County, WI, Winnebago County, WI, Brown County, WI, Calumet County, WI, Waupaca County, WI, Manitowoc County, WI, Waushara County, WI, Shawano County, WI, Fond du lac County, WI

    Where PROSPERA writes mortgages

    Lending states not published; shown as serving its chartered area. Confirm directly with PROSPERA.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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