Home state: Wisconsin
    Lends in 2 states

    EDUCATORS mortgage rates

    EDUCATORS's lowest publicly advertised 30-year fixed rate today is 6.816% APR — the national average is 7.147%. That's about $31,986 saved vs. national on a $400,000, 30-year loan; principal and interest only, no taxes or insurance, with each rate held for the full term. We read EDUCATORS's rates every weekday, starting around 11 a.m. Central.

    We last read EDUCATORS's rates page on Nov 2, 2026. EDUCATORS dates its published rate sheet Nov 2, 2026.

    Today's rates from EDUCATORS

    ProductRateAPRPointsWe readSource
    30 Year Fixed6.625%6.816%1.43Nov 2, 2026Visit
    20 Year Fixed6.625%6.694%0Nov 2, 2026Visit
    15 Year Fixed6.25%6.335%0Nov 2, 2026Visit
    10 Year Fixed5.875%5.994%0Nov 2, 2026Visit
    5 Year ARM6.125%6.176%—Nov 2, 2026Visit
    VA 30 Year Fixed6.625%6.677%—Nov 2, 2026Visit
    VA 15 Year Fixed6.125%6.21%—Nov 2, 2026Visit
    USDA 30 Year Fixed6.75%6.803%—Nov 2, 2026Visit
    10 Year Fixed Refinance5.875%6.008%—Nov 2, 2026Visit
    2 Year ARM5.875%5.925%—Nov 2, 2026Visit

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join EDUCATORS

    Membership is open to anyone who lives or works in select counties within Wisconsin or Illinois, including Milwaukee, Racine, Kenosha, and Lake counties.

    County
    Dane County, WI, Green County, WI, Jefferson County, WI, Kenosha County, WI, Milwaukee County, WI, Ozaukee County, WI, Racine County, WI, Rock County, WI, Walworth County, WI, Washington County, WI, Waukesha County, WI, Lake County, IL…

    Where EDUCATORS writes mortgages

    EDUCATORS publishes mortgage lending in 2 states.

    Illinois counties where EDUCATORS serves members

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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