Home state: Wisconsin
    Lends in 1 state

    GUARDIAN mortgage rates

    GUARDIAN's lowest publicly advertised 30-year fixed rate today is 7.166% APR — the national average is 7.147%. We read GUARDIAN's rates every weekday, starting around 11 a.m. Central.

    We last read GUARDIAN's rates page on Nov 2, 2026.

    Today's rates from GUARDIAN

    ProductRateAPRPointsWe readSource
    30 Year Fixed7.125%7.166%—Nov 2, 2026Visit
    20 Year Fixed7%7.053%—Nov 2, 2026Visit
    15 Year Fixed6.75%6.815%—Nov 2, 2026Visit
    10 Year Fixed6.75%6.841%—Nov 2, 2026Visit
    3 Year ARM6.5%7.055%—Nov 2, 2026Visit
    1 Year ARM6.125%7.083%—Nov 2, 2026Visit
    7 Year Fixed Refinance6.25%6.326%—Nov 2, 2026Visit

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join GUARDIAN

    Guardian Credit Union is open to anyone who lives or works in Milwaukee, Waukesha, Washington, Walworth, Ozaukee, Racine, or Kenosha counties in Wisconsin, as well as employees and retirees of select companies like P&H Mining Equipment and Wisconsin Gas Company.

    Employer
    P&H Mining Equipment, Wisconsin Gas Company, Bucyrus Erie
    County
    Milwaukee County, WI, Waukesha County, WI, Washington County, WI, Walworth County, WI, Ozaukee County, WI, Racine County, WI, Kenosha County, WI

    Where GUARDIAN writes mortgages

    GUARDIAN publishes mortgage lending in 1 state.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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