Today's rates from R.I.A.
| Product | Rate | APR | Points | As of | Source | |
|---|---|---|---|---|---|---|
| 30 Year Fixed | 6.5% | 6.695% | 0 | Sep 11, 2026 | Visit | |
| 20 Year Fixed | 6.875% | 7.136% | 0 | Sep 11, 2026 | Visit | |
| 15 Year Fixed | 6.375% | 6.695% | 0 | Sep 11, 2026 | Visit | |
| 10 Year Fixed | 6.25% | 6.701% | 0 | Sep 11, 2026 | Visit | |
| 5 Year ARM | 5.375% | 5.557% | 0 | Sep 11, 2026 | Visit | |
| 7 Year ARM | 5.375% | 5.557% | 0 | Sep 11, 2026 | Visit | |
| 10 Year ARM | 5.5% | 5.684% | 0 | Sep 11, 2026 | Visit |
Rate history
Lowest daily rate R.I.A. advertised for each product, past 90 days.
Collecting data — the trend chart appears after a few days of tracking.
Who can join R.I.A.
R.I.A. Federal Credit Union serves those who live or work in Carroll County (IL) or Monroe and Juneau Counties (WI), as well as individuals within 30 miles of Davenport or Wilton, IA. Eligibility is also extended to personnel at Ft. McCoy and Rock Island Arsenal, members of the Svithiod Club of Moline, and family of existing members.
Association / SEG
Svithiod Club of Moline, IL
Military / veteran
Rock Island Arsenal, Ft. McCoy
County
Carroll County, IL, Jo Daviess County, IL, Monroe County, WI, Juneau County, WI
City
Davenport, IA, Wilton, IA, Bettendorf, IA, Milan, IL, Moline, IL, Rock Island, IL, Savanna, IL, Silvis, IL, Tomah, WI
Where R.I.A. writes mortgages
Lending states not published; shown as serving its chartered area. Confirm directly with R.I.A..
Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.
Not sure if R.I.A. is your best fit?
Compare every credit union you can actually join
Enter your ZIP to see every credit union — including R.I.A. if you qualify — ranked by today's rate.