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    Credit union mortgage rates
    Home state: Illinois
    Lends in 3 states

    R.I.A. mortgage rates

    R.I.A.'s lowest publicly advertised 30-year fixed rate today is 7.581% APR — the national average is 7.147%. We read R.I.A.'s rates every weekday, starting around 11 a.m. Central.

    We last read R.I.A.'s rates page on Nov 2, 2026.

    Today's rates from R.I.A.

    ProductRateAPRPointsWe readSource
    30 Year Fixed7.375%7.581%—Nov 2, 2026Visit
    20 Year Fixed7.5%7.768%—Nov 2, 2026Visit
    10 Year Fixed6.875%7.331%—Nov 2, 2026Visit
    5 Year ARM6.25%6.442%—Nov 2, 2026Visit
    7 Year ARM6.375%6.569%—Nov 2, 2026Visit
    10 Year ARM6.75%6.948%—Nov 2, 2026Visit
    Visit R.I.A.'s rates page

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join R.I.A.

    R.I.A. Federal Credit Union serves those who live or work in Carroll County (IL) or Monroe and Juneau Counties (WI), as well as individuals within 30 miles of Davenport or Wilton, IA. Eligibility is also extended to personnel at Ft. McCoy and Rock Island Arsenal, members of the Svithiod Club of Moline, and family of existing members.

    Association / SEG
    Svithiod Club of Moline, IL
    Military / veteran
    Rock Island Arsenal, Ft. McCoy
    County
    Carroll County, IL, Jo Daviess County, IL, Monroe County, WI, Juneau County, WI
    City
    Davenport, IA, Wilton, IA, Bettendorf, IA, Milan, IL, Moline, IL, Rock Island, IL, Savanna, IL, Silvis, IL, Tomah, WI

    Where R.I.A. writes mortgages

    R.I.A. publishes mortgage lending in 3 states.

    IowaIllinoisWisconsin

    Illinois counties where R.I.A. serves members

    Carroll County, ILJo Daviess County, ILRock Island County, IL

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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