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    Credit union mortgage rates
    Home state: Illinois
    Lends in 2 states

    BAXTER mortgage rates

    BAXTER's lowest publicly advertised 30-year fixed rate today is 7.08% APR — the national average is 7.147%. That's about $6,509 saved vs. national on a $400,000, 30-year loan; principal and interest only, no taxes or insurance, with each rate held for the full term. We read BAXTER's rates every weekday, starting around 11 a.m. Central.

    We last read BAXTER's rates page on Nov 2, 2026. BAXTER dates its published rate sheet Oct 30, 2026.

    Today's rates from BAXTER

    ProductRateAPRPointsWe readSource
    30 Year Fixed6.875%7.08%1Nov 2, 2026
    Lender's sheet dated Oct 30, 2026
    		Visit
    20 Year Fixed6.5%6.713%0.625Nov 2, 2026
    Lender's sheet dated Oct 30, 2026
    		Visit
    15 Year Fixed6.375%6.661%0.75Nov 2, 2026
    Lender's sheet dated Oct 30, 2026
    		Visit
    5 Year ARM5.875%6.944%1Nov 2, 2026
    Lender's sheet dated Oct 30, 2026
    		Visit
    Visit BAXTER's rates page

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join BAXTER

    Membership at BAXTER (BCU) is open to employees of listed partner companies and organizations, including Allina, American Dental Association, Baxter Healthcare, CDW, CVS Health, Deloitte and Touche, GEICO, HCA Healthcare, Target, and Verizon California. Individuals living or working in Cook (north of 95th street), DuPage, Kane, Lake, or McHenry County in Illinois, Kenosha County in Wisconsin, or Puerto Rico are also eligible. Immediate or extended family members of existing members related by blood, marriage, fostering, or adoption, including spouses, parents, children, siblings, domestic partners, grandchildren, grandparents, aunts, uncles, nieces, nephews, and cousins, can join. Membership is also available to those subscribed to the Life. Money. You.® financial well-being program.

    Employer
    Select employer groups (SEGs) - contact CU for list
    Family of a member
    Immediate and extended family: spouse, parent, child, sibling, domestic partner, grandchild, grandparent, aunt, uncle, niece, nephew, cousin (blood, marriage, fostering, adoption)
    County
    DuPage, IL, Kane, IL, Lake, IL, McHenry, IL, Kenosha, WI, Cook, IL

    Where BAXTER writes mortgages

    BAXTER publishes mortgage lending in 2 states.

    IllinoisWisconsin

    Illinois counties where BAXTER serves members

    Cook County, ILDuPage County, ILKane County, ILLake County, ILMcHenry County, IL

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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