Home state: Illinois

    BAXTER mortgage rates

    BAXTER's lowest publicly advertised 30-year fixed rate today is 6.625% — the national average is 6.88%. That's about $24,411 saved over the life of a $400,000, 30-year loan. We track BAXTER daily and refresh rates every morning.

    Rates as of Sep 9, 2026

    Today's rates from BAXTER

    ProductRateAPRPointsAs ofSource
    30 Year Fixed6.625%6.826%1Sep 9, 2026Visit
    20 Year Fixed6.375%6.635%1Sep 9, 2026Visit
    15 Year Fixed6%6.281%0.75Sep 9, 2026Visit
    5 Year ARM5.375%6.538%1Sep 9, 2026Visit
    30 Year Fixed Jumbo6.25%6.387%1Sep 9, 2026Visit

    Rate history

    Lowest daily rate BAXTER advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join BAXTER

    Membership at BAXTER (BCU) is open to employees of listed partner companies and organizations, including Allina, American Dental Association, Baxter Healthcare, CDW, CVS Health, Deloitte and Touche, GEICO, HCA Healthcare, Target, and Verizon California. Individuals living or working in Cook (north of 95th street), DuPage, Kane, Lake, or McHenry County in Illinois, Kenosha County in Wisconsin, or Puerto Rico are also eligible. Immediate or extended family members of existing members related by blood, marriage, fostering, or adoption, including spouses, parents, children, siblings, domestic partners, grandchildren, grandparents, aunts, uncles, nieces, nephews, and cousins, can join. Membership is also available to those subscribed to the Life. Money. You.® financial well-being program.

    Employer
    Select employer groups (SEGs) - contact CU for list
    Family of a member
    Immediate and extended family: spouse, parent, child, sibling, domestic partner, grandchild, grandparent, aunt, uncle, niece, nephew, cousin (blood, marriage, fostering, adoption)
    County
    DuPage, IL, Kane, IL, Lake, IL, McHenry, IL, Kenosha, WI, Cook, IL

    Where BAXTER writes mortgages

    Lending states not published; shown as serving its chartered area. Confirm directly with BAXTER.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

    Not sure if BAXTER is your best fit?

    Compare every credit union you can actually join

    Enter your ZIP to see every credit union — including BAXTER if you qualify — ranked by today's rate.

    Get notified when BAXTER's 30 Year Fixed rate changes
    Optional. No weekly digests, no spam — one email only when rates actually move. Manage or unsubscribe anytime.
    Advanced: adjust thresholds
    bps (0.10%)
    Optional. Emails when the rate reaches this level.

    More credit unions in Illinois

    See all Illinois credit union mortgage rates