Home state: Minnesota
    Lends in 2 states

    CITY & COUNTY mortgage rates

    CITY & COUNTY's lowest publicly advertised 30-year fixed rate today is 7.328% APR — the national average is 7.147%. We read CITY & COUNTY's rates every weekday, starting around 11 a.m. Central.

    We last read CITY & COUNTY's rates page on Nov 2, 2026.

    Today's rates from CITY & COUNTY

    ProductRateAPRPointsWe readSource
    30 Year Fixed7.125%7.328%—Nov 2, 2026Visit
    20 Year Fixed6.875%7.136%—Nov 2, 2026Visit
    15 Year Fixed6.625%6.948%—Nov 2, 2026Visit
    10 Year Fixed6.375%6.827%—Nov 2, 2026Visit
    5 Year ARM5.875%6.063%—Nov 2, 2026Visit
    7 Year ARM6.125%6.316%—Nov 2, 2026Visit
    10 Year ARM6.375%6.569%—Nov 2, 2026Visit

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join CITY & COUNTY

    City & County Credit Union membership is open to anyone who lives, works, worships, or attends school in 13 Minnesota counties or 2 Wisconsin counties. Employees and retirees of General Mills, Inc. nationwide, as well as staff of the City of St. Paul and Ramsey County, are also eligible to join.

    Employer
    General Mills, Inc., City of Saint Paul, Ramsey County
    County
    Anoka County, MN, Carver County, MN, Chisago County, MN, Dakota County, MN, Hennepin County, MN, McLeod County, MN, Meeker County, MN, Ramsey County, MN, Scott County, MN, Sherburne County, MN, Sibley County, MN, Washington County, MN…

    Where CITY & COUNTY writes mortgages

    CITY & COUNTY publishes mortgage lending in 2 states.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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