Home state: Minnesota

    CITY & COUNTY mortgage rates

    CITY & COUNTY's lowest publicly advertised 30-year fixed rate today is 6.75% — the national average is 6.88%. That's about $12,477 saved over the life of a $400,000, 30-year loan. We track CITY & COUNTY daily and refresh rates every morning.

    Today's rates from CITY & COUNTY

    ProductRateAPRPointsAs ofSource
    30 Year Fixed6.75%6.948%Sep 11, 2026Visit
    20 Year Fixed6.375%6.63%Sep 11, 2026Visit
    15 Year Fixed6.125%6.443%Sep 11, 2026Visit
    10 Year Fixed5.875%6.323%Sep 11, 2026Visit
    5 Year ARM5.5%5.684%Sep 11, 2026Visit
    7 Year ARM5.75%5.937%Sep 11, 2026Visit
    10 Year ARM6%6.189%Sep 11, 2026Visit

    Rate history

    Lowest daily rate CITY & COUNTY advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join CITY & COUNTY

    City & County Credit Union membership is open to anyone who lives, works, worships, or attends school in 13 Minnesota counties or 2 Wisconsin counties. Employees and retirees of General Mills, Inc. nationwide, as well as staff of the City of St. Paul and Ramsey County, are also eligible to join.

    Employer
    General Mills, Inc., City of Saint Paul, Ramsey County
    County
    Anoka County, MN, Carver County, MN, Chisago County, MN, Dakota County, MN, Hennepin County, MN, McLeod County, MN, Meeker County, MN, Ramsey County, MN, Scott County, MN, Sherburne County, MN, Sibley County, MN, Washington County, MN

    Where CITY & COUNTY writes mortgages

    Lending states not published; shown as serving its chartered area. Confirm directly with CITY & COUNTY.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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