Home state: Iowa
    Lends in 3 states

    COLLINS COMMUNITY mortgage rates

    COLLINS COMMUNITY's lowest publicly advertised 30-year fixed rate today is 6.957% APR — the national average is 7.147%. That's about $18,413 saved vs. national on a $400,000, 30-year loan; principal and interest only, no taxes or insurance, with each rate held for the full term. We read COLLINS COMMUNITY's rates every weekday, starting around 11 a.m. Central.

    We last read COLLINS COMMUNITY's rates page on Nov 2, 2026. COLLINS COMMUNITY dates its published rate sheet Nov 2, 2026.

    Today's rates from COLLINS COMMUNITY

    ProductRateAPRPointsWe readSource
    30 Year Fixed6.875%6.957%0Nov 2, 2026Visit
    15 Year Fixed6.25%6.381%0Nov 2, 2026Visit
    5 Year ARM6.375%7.123%0Nov 2, 2026Visit
    7 Year ARM6.5%7.054%0Nov 2, 2026Visit

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join COLLINS COMMUNITY

    Membership in Collins Community Credit Union is open to anyone who lives, works, attends school, or worships in 38 Iowa counties. These include: Benton, Black Hawk, Boone, Bremer, Buchanan, Butler, Cedar, Clinton, Clayton, Dallas, Delaware, Des Moines, Dubuque, Fayette, Grundy, Henry, Iowa, Jackson, Jasper, Jefferson, Jones, Johnson, Keokuk, Linn, Louisa, Madison, Mahaska, Marion, Marshall, Muscatine, Polk, Poweshiek, Scott, Story, Tama, Warren, Washington, and Wapello counties. A $1 membership share account is required to establish membership.

    County
    Benton, IA, Black Hawk, IA, Boone, IA, Bremer, IA, Buchanan, IA, Butler, IA, Cedar, IA, Clinton, IA, Clayton, IA, Dallas, IA, Delaware, IA, Des Moines, IA…

    Where COLLINS COMMUNITY writes mortgages

    COLLINS COMMUNITY publishes mortgage lending in 3 states.

    Illinois counties where COLLINS COMMUNITY serves members

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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