Today's rates from HEARTLAND
| Product | Rate | APR | Points | As of | Source | |
|---|---|---|---|---|---|---|
| 30 Year Fixed | 6.75% | 6.822% | — | Sep 8, 2026 | Visit | |
| 20 Year Fixed | 6.5% | 6.593% | — | Sep 8, 2026 | Visit | |
| 15 Year Fixed | 6.25% | 6.366% | — | Sep 8, 2026 | Visit | |
| 10 Year Fixed | 6.25% | 6.413% | — | Sep 8, 2026 | Visit | |
| 5 Year ARM | 6.25% | 6.546% | — | Sep 8, 2026 | Visit | |
| 7 Year ARM | 6.5% | 6.631% | — | Sep 8, 2026 | Visit | |
| 10 Year ARM | 6.75% | 6.78% | — | Sep 8, 2026 | Visit |
Rate history
Lowest daily rate HEARTLAND advertised for each product, past 90 days.
Who can join HEARTLAND
Membership at Heartland Credit Union is open to anyone who lives, works, worships, or attends school in South Central or Southwestern Wisconsin. Individuals who own property or a small business in these regions are also eligible. Immediate family members of current members, such as a spouse, child, parent, or sibling, can also join, regardless of their location.
Where HEARTLAND writes mortgages
Lending states not published; shown as serving its chartered area. Confirm directly with HEARTLAND.
Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.
Compare every credit union you can actually join
Enter your ZIP to see every credit union — including HEARTLAND if you qualify — ranked by today's rate.